How to Use a Revolut Referral Link in Singapore (2026): Step-by-Step Guide
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Revolut does not pay new Singapore users a cash sign-up bonus for joining through a referral link. That surprises a lot of people searching for a Revolut referral code.
What you do get is a free Revolut Standard account: S$0 a month, up to S$5,000 of currency exchange a month in 30+ currencies with no added fee on weekdays, and up to S$350 a month of overseas ATM withdrawals with no Revolut fee.
There is also no code to type. In Singapore, Revolut referrals work through a link that has to be opened before you sign up.
This guide walks through how to use the DLCuration Revolut referral link, set your account up properly, and avoid the fees on the free plan.
→ Get the Revolut referral link and plan details
Why Most People Use a Revolut Referral Link Wrong
Here are the mistakes I see most often:
- Expecting a bonus. Revolut Singapore does not pay a separate cash bonus to new users who join through a link. Any extra offer, such as a free first month on a paid plan, is shown in the app if Revolut picks you.
- Looking for a code. Revolut uses links, not codes, in Singapore. There is no field to type one into.
- Installing the app first. If you create an account without the link, it cannot be linked afterwards.
- Exchanging on weekends. The Standard plan charges 1% on weekend exchanges.
The principle the whole process is built on: open the link first, then set up the account so you use it within the free limits.
What You Need Before You Start
- The Revolut referral link. Use the Revolut referral link or the DLCuration Revolut page.
- Your ID. For the in-app verification.
- A card or bank account to top up from. Your first card top-up is free.
- No previous Revolut Personal account. With any Revolut entity, anywhere.
The Full Process: Step by Step
Step 1 — Open the Referral Link on Your Phone (1 minute)
Open the link first, then download Revolut from it.
→ Open the Revolut referral link
What you end up with: Revolut installed from the link.
Step 2 — Sign Up and Verify Your Identity (10 minutes)
Create your Revolut Personal account and complete the in-app ID check.
What you end up with: a verified Revolut account.
Step 3 — Add Money (2 minutes)
Top up by debit card, Apple Pay, Google Pay or bank transfer. The first card top-up is free. Top-ups from Singapore bank accounts are free.
What you end up with: money in your Revolut account.
Step 4 — Order a Physical Card (2 minutes)
Your first physical card is free, but a delivery fee is shown in the app before you order. Add the card to Apple Pay or Google Pay. You can spend with the free virtual card straight away.
What you end up with: a card on the way, and a virtual card to use now.
Step 5 — Make Three Card Purchases of S$10 or More (a few days)
Revolut’s October 2026 referral campaign, which runs to 28 October, lists three card purchases of at least S$10 as the final step. Gambling, gift cards and transfers do not count.
Even outside the campaign, this is a good way to check your card works before you travel.
What you end up with: a fully set-up Revolut account.
What the Free Standard Plan Gives You
| Feature | Standard Plan (Singapore) |
|---|---|
| Monthly fee | S$0 |
| Currency exchange | Up to S$5,000 a month, no added fee on weekdays |
| Weekend exchanges | 1% fee |
| Above the monthly limit | 1% fee |
| Overseas ATM withdrawals | Up to S$350 or five a month with no Revolut fee, then 2% (min S$1.49) |
| Transfers to other Revolut users | Free and instant |
ATM operators may charge their own fees.
Is Revolut Worth Signing Up For?
The frequent traveller. You change a few hundred dollars a month on weekdays and withdraw cash overseas now and then. The free plan covers that well.
The bonus hunter. You want a sign-up reward. Revolut Singapore does not pay one, so look at Wise, YouTrip or amaze instead.
The weekend spender. You exchange money mostly on weekends. The 1% fee adds up, so exchange on a weekday before you travel.
What the Referral Link Cannot Do
It cannot give you a cash bonus. Revolut Singapore does not pay one to new users who join through a link.
It cannot be added later. An account created without the link cannot be linked afterwards.
It does not change the fees. The Standard plan’s limits and fees are the same for everyone.
Is Revolut Safe? What the Link Does Not Change
Revolut Technologies Singapore Pte. Ltd. is regulated by the Monetary Authority of Singapore as a Major Payment Institution. It is not a bank, so money in your Revolut account is not a deposit and is not insured by SDIC. This is not financial advice.
Frequently Asked Questions
Is there a Revolut referral code in Singapore?
No. Revolut uses referral links in Singapore. The referral is attached when you tap the link and sign up from it, and there is no field to type a code.
Does Revolut give a sign-up bonus in Singapore?
Revolut Singapore does not pay a separate cash sign-up bonus to people who join through a referral link. New users may see invitation-based offers in the app, such as a waived first month on a paid plan.
What does the free Revolut Standard plan include?
S$0 a month, up to S$5,000 a month of currency exchange with no added fee on weekdays, and up to S$350 or five overseas ATM withdrawals a month with no Revolut fee.
Can I add a Revolut referral link after signing up?
No. If you have already created a Revolut account without the link, it cannot be linked afterwards.
Is Revolut covered by SDIC?
No. Revolut is a licensed Major Payment Institution, not a bank, so balances are not insured by SDIC.
Final Thoughts
Revolut is worth having for weekday currency exchange and overseas cash, but not for a sign-up bonus, because there isn’t one in Singapore.
Open the link first, verify, top up, order your card and make a few purchases to check it works. Then exchange on weekdays and stay inside the free limits.
→ Get the Revolut referral link and plan details
→ Open the Revolut referral link
Using Revolut already? Tell me in the comments which currency you exchange most.
Continue reading:
- Revolut Referral Link — Free Standard Account
- How to Use a Wise Referral Link
- How to Use a YouTrip Referral Code
- All Singapore Referral Codes in One Place
Disclosure: this article contains my Revolut referral link. If you sign up through it and complete Revolut’s steps, Revolut may give me a referral reward, at no cost to you. DLCuration is independent and is not affiliated with or endorsed by Revolut. Information is based on Revolut’s Singapore referral terms, Standard plan page and fee schedule, as summarised on DLCuration’s Revolut page in October 2026. Terms can change, so check the app before you sign up. This is not financial advice.
