FSM Global Formerly FSMOne Singapore
Ongoing since 1 Jul 2026 · No end date published

Get up to S$58 in cash rewards when you open an FSM Global account

Open an account with FSM Global (FSMOne) referral code P0306248, deposit S$1,000 and set up a Regular Savings Plan within 40 days. The cash rewards are credited to your FSM Cash Account.

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FSM Global referral code

P0306248

An FSM Global account number, entered in the Referral field at sign-up

Open my FSM Global account
New FSM Global accounts only · T&Cs apply
Rewards depend on completing the tasks within 40 days of opening your account.
S$18 For opening your FSM Global account
S$10 For a net deposit of S$1,000
S$30 S$10 each for RSPs into Funds, ETFs and MAPS
FSM Global (FSMOne) referral code P0306248 October 2026 infographic: up to S$58 cash rewards for new accounts — S$18 on opening, S$10 on a S$1,000 deposit, S$10 per RSP type
FSM Global (FSMOne) referral code P0306248 — October 2026 rewards at a glance: the S$18, S$10 and S$10-per-RSP cash rewards that add up to S$58, the 40-day window, and how to claim.
How to claim

Five steps to your
FSM Global cash rewards

Open the link first, then register. Your 40-day Qualifying Period runs from the day your account is opened.

1
Open the FSM Global sign-up link

The link opens FSM Global's personal account sign-up with referral code P0306248 in the address. You then choose Singpass MyInfo for instant approval, or sign up manually, which takes about 5 minutes.

Open sign-up link →
⚠️Open the link before you register, so the code is attached to your application. If the form shows a Referral field, check it reads P0306248.
2
Open your account

Singaporeans and PRs can use Singpass MyInfo, which auto-fills your details and approves the account instantly. Everyone else uploads supporting documents and waits 1–2 business days. Opening is free, there is no minimum balance, and a Personal account needs you to be 18 or older.

3
Deposit S$1,000 within 40 days

The S$1,000 is a net deposit and can be made in instalments any time inside the 40 days. Using the money to buy investments is allowed. Deposits and investments from SRS, CPFIS-OA and CPFIS-SA do not count.

4
Set up a Regular Savings Plan (RSP)

Start an RSP into Unit Trusts, ETFs or Managed Portfolios (MAPS). One successful RSP unlocks the S$18 and S$10 deposit rewards, and each extra product type adds S$10. ETF RSPs start from S$50 a month, and you can pause or end an RSP at any time at no cost.

💡Set the RSPs up early. Each one must be successfully set up and deducted inside the 40 days to count.
5
Hold S$1,000 until day 40 and wait for the credit

Keep at least S$1,000 across your FSM Cash Account and investments at the end of the 40 days. FSM Global credits the rewards to your FSM Cash Account within 4 weeks after the 40th day.

✅Top up in instalments if that is easier, and invest the money as you go. Only the balance at day 40 and the net S$1,000 deposit matter.
What you get

Three ways to reach
S$38, S$48 or S$58

The totals come from FSM Global's Welcome Rewards terms, checked on 14 Oct 2026. Every total needs the account opening, the S$1,000 deposit and at least one RSP.

One RSP type
S$38
S$18 + S$10 + S$10
Open the account, deposit S$1,000 and set up an RSP in Unit Trusts, ETFs or MAPS.
Two RSP types
S$48
S$18 + S$10 + S$10 + S$10
Add an RSP in a second product type. FSM Global's own example is an ETF RSP plus a MAPS RSP.
All three RSP types
S$58
The maximum reward
Add RSPs in Unit Trusts, ETFs and MAPS. Two RSPs in the same type count once.
⚠️The S$18 account opening reward and the S$10 deposit reward are only paid if at least one RSP succeeds inside the 40 days and your balance is S$1,000 or more at the end of them. Opening the account alone earns nothing.
💸

0% sales charge on unit trusts

FSM Global lists a permanent 0% sales charge on funds. A quarterly platform fee applies to some fund holdings.

📊

ETFs from S$3.80 flat

ETF trades start from a S$3.80 flat fee on SGX, and SGX stocks carry a S$8.80 flat fee, both before 9% GST.

🔁

ETF RSP from S$50 a month

Invest regularly into 250+ ETFs with 0% processing fees, with no fixed commitment.

🛡️

MAS-licensed platform

iFAST Financial Pte Ltd holds Capital Markets Services and Financial Advisers licences from the Monetary Authority of Singapore.

October 2026 promotions

Two more offers
running this month

These are separate FSM Global promotions with their own terms, checked on 14 Oct 2026. Neither needs the referral code, and neither is part of the S$58.

6–30 Oct 2026
Fund cashback
S$100
Maximum cashback per account
S$10 for every S$10,000 invested in five selected funds. Cash payments only, calculated net of sales, with orders placed before 3.00pm on 30 Oct. Cashback is credited 6–8 weeks after the promotion ends.
5 Oct – 30 Nov 2026
S$3.80 flat SGX stock trades
S$3.80
Per SGX stock trade, born 2000 or later
A S$5 rebate on the usual S$8.80 flat fee for each eligible SGX stock trade, for investors born on or after 1 Jan 2000. At least one filled trade is needed, and CPFIS-OA and CPFIS-SA trades are excluded.
ℹ️The fund cashback covers Fidelity Asia Pacific Dividend, M&G (Lux) European Strategic Value, Allianz Best Styles Global Equity, JPMorgan Emerging Markets Dividend and PineBridge Acorns of Asia Balanced. Switch Buy, SRS and CPFIS transactions are not eligible, and you must hold the investment until the promotion ends.
Who qualifies

Check you're eligible
before you sign up

The Welcome Rewards are for new FSM Global accounts. Here is what FSM Global's terms ask for.

You qualify if

  • You open a new Personal, Corporate or Beneficiary account on or after 1 Jul 2026
  • You have not cancelled any FSM Global account in the last 12 months
  • You net deposit S$1,000 or more within 40 days of opening
  • You set up at least one RSP that is successfully deducted in those 40 days
  • Your balance is S$1,000 or more at the end of the 40 days

You don't qualify if

  • You cancelled an FSM Global account within the 12 months before opening
  • You already hold a Personal account and do not open a new Beneficiary account
  • Your funding comes only from SRS, CPFIS-OA or CPFIS-SA
  • You complete no RSP, or your balance drops below S$1,000 before day 40
  • You are a US citizen or resident, who cannot open an account
FAQ

Common questions

Straight answers, no padding.

You can earn up to S$58 in cash rewards through the FSM Global Welcome Rewards Promotion, credited to your FSM Cash Account. The S$58 is made up of S$18 for opening an account, S$10 for a net deposit of S$1,000, and S$10 for each Regular Savings Plan (RSP) you set up in Unit Trusts, ETFs and Managed Portfolios (MAPS). Completing the account opening, the deposit and one RSP gives S$38, two RSP types give S$48, and all three give S$58.
Yes. FSMOne Singapore and Hong Kong were repositioned as FSM Global on 12 February 2026, and this referral link opens FSM Global's own sign-up page at fsm.global. FSM Global is the consumer investing division of iFAST Financial Pte Ltd, which is licensed by the Monetary Authority of Singapore.
The promotion is open to new FSM Global account holders who open a Personal, Corporate or Beneficiary account on or after 1 July 2026 and have not cancelled any FSM Global account in the 12 months before opening. Existing clients can qualify only by opening a new Beneficiary account, and must meet every requirement separately for that account. A Personal account needs the applicant to be 18 or older, and US citizens and residents cannot open an account.
The referral code is an FSM Global account number, and FSM says it is entered in the Referral field during account opening. This page's sign-up link carries the code in its address (fsm.global/sg/signup/personal/P0306248), so open the link first and check that the code reads P0306248 if the form shows it. The Welcome Rewards are a separate promotion open to new accounts, and the referral code is not a listed requirement for them. If a wrong code was entered, contact FSM Global at clienthelp@fsmglobal.sg with the correct account number.
Within 40 days of opening your account (the Qualifying Period), net deposit at least S$1,000 and set up at least one RSP that is successfully deducted. Each additional RSP product type (Unit Trusts, ETFs, MAPS) adds S$10. You must also hold S$1,000 or more in your FSM Cash Account and/or investments at the end of the 40 days. Rewards are credited to your FSM Cash Account within 4 weeks after the 40th day.
The S$18 and S$10 deposit rewards are only paid if at least one RSP succeeds in the Qualifying Period and your balance is at least S$1,000 at the end of it. Deposits and investments made with SRS, CPFIS-OA or CPFIS-SA do not count, and two RSPs in the same product type count once. Withdrawing money so the balance falls below S$1,000 before day 40 also disqualifies you. Each account can receive the reward once, and multiple accounts cannot be combined.
Two October promotions are running at the same time. The fund cashback (6 to 30 October 2026) pays S$10 for every S$10,000 invested in five selected funds, up to S$100, and the S$3.80 flat SGX fee (5 October to 30 November 2026) is for investors born on or after 1 January 2000. Each has its own terms, and the Welcome Rewards terms do not list them as exclusions, so check each promotion's terms before you invest.
FSM Global is the consumer division of iFAST Financial Pte Ltd, which holds a Capital Markets Services licence and a Financial Advisers licence from the Monetary Authority of Singapore. FSM says client cash and investments are segregated from the company's own assets and held in trust or custodial arrangements. The FSM Cash Account is not a savings account and is not covered by deposit insurance, and investments can lose value.
Opening an account is free, there is no minimum holding and no inactivity fee. FSM Global lists a permanent 0% sales charge on unit trusts, ETF trades from a S$3.80 flat fee on SGX, a S$8.80 flat fee on SGX stocks, and 0% processing fees on ETF RSPs. Fees exclude 9% GST where applicable, and a quarterly platform fee applies to some fund holdings, so check the pricing page.

Before you use FSM Global

FSM Global is the consumer investing division of iFAST Financial Pte Ltd, which holds a Capital Markets Services licence and a Financial Advisers licence issued by the Monetary Authority of Singapore. FSM says client cash and investments are segregated from its own assets, and that it is a Trading Member of SGX-ST and a Depository Agent of The Central Depository (Pte) Limited.

Investment products involve risk, including the possible loss of the principal amount invested, and past performance is not indicative of future performance. The FSM Cash Account and Auto-Sweep Account are not savings accounts and are not protected by the deposit insurance scheme. The Welcome Rewards are a promotion that FSM Global can amend at any time. This page has not been reviewed by the Monetary Authority of Singapore.

Get up to S$58 in cash rewards with FSM Global

Open your account with referral code P0306248, deposit S$1,000 and set up a Regular Savings Plan within 40 days.

Open my FSM Global account

New FSM Global accounts only. Welcome Rewards ongoing since 1 Jul 2026 with no published end date; FSM Global can change the terms at any time. T&Cs apply.

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✓ Code copied — P0306248