Editorial Note: This page is maintained by DLCuration for informational purposes. SSB data is sourced from the Monetary Authority of Singapore (MAS). This is not financial advice. Always verify the latest rates at mas.gov.sg before making any investment decisions.
Current SSB Interest Rate — Jun 2026
SBJUN26 — June 2026 Tranche Latest
Issue Code: GX26060N · Application deadline: 25 May 2026
2.11%
10-year average p.a.
Yr 1
1.46%
1.46%
Yr 2
1.60%
1.53%
Yr 3
1.73%
1.60%
Yr 4
1.87%
1.66%
Yr 5
2.02%
1.73%
Yr 6
2.19%
1.80%
Yr 7
2.36%
1.88%
Yr 8
2.53%
1.95%
Yr 9
2.70%
2.03%
Yr 10
2.87%
2.11%
Int % = interest paid that year · Avg % = cumulative average return if redeemed at that year
Year 1 Rate
1.46%
First year interest
Year 10 Rate
2.87%
Final year interest
10-Year Average
2.11%
If held to maturity
Application Deadline
25 May 2026
9pm cut-off at ATMs
The June 2026 Singapore Savings Bond (SBJUN26, issue code GX26060N) offers a 10-year average return of 2.11% per annum — slightly lower than May's 2.14% but still comfortably above the 2% threshold. Investors who hold for all ten years earn a compounded, fully guaranteed, government-backed return with no penalty for early redemption.
Compared to the May 2026 tranche (SBMAY26 | GX26050H, average 2.14%), June's Year 1 rate is marginally higher at 1.46% versus 1.40%, while the Year 10 rate eases from 2.96% to 2.87%. The application window closes on 25 May 2026 at 9pm, with allotment on 26 May 2026 and issuance on 2 June 2026.
SSB Interest Rate Chart — 10-Year Average Trend
The chart below tracks the 10-year average return of every SSB tranche from January 2024 to May 2026. Rates peaked above 3.3% in mid-2024 before declining as global monetary policy shifted. The full historical picture from 2015 is in the data table and download below.
SSB 10-Year Average Return (% p.a.) — January 2024 to June 2026
10-yr average return
Yr 1 rate
How Singapore Savings Bond Rates Work
The Step-Up Structure
Unlike a fixed deposit where one rate applies throughout, Singapore Savings Bonds use a step-up interest structure. The interest rate increases every year over the bond's 10-year life. Year 1 is always the lowest; Year 10 is always the highest. This rewards patient investors — the longer you stay, the better your effective return.
Rates are set by MAS before each monthly tranche opens, pegged to the prevailing Singapore Government Securities (SGS) yield curve. This means SSB rates move in line with broader interest rate conditions in Singapore and internationally.
Interest % vs. Average Return %
Each SSB tranche table shows two rows: the interest % for each year (the actual coupon paid that year) and the average return % (a cumulative average up to that point). The average return figure is the more useful comparison metric — it tells you the effective annualised return if you redeem at any given year.
Flexibility Without Penalty
SSBs can be redeemed at any month in multiples of S$500 without penalty and without losing accrued interest. Redemption requests must be submitted by the 4th last business day of the month. The trade-off: exiting early means you earn only the lower early-year coupon rather than the full 10-year average.
Download Historical Data
The full SSB historical dataset — all 130 tranches from October 2015 to June 2026 — is available for download as an Excel file (.xlsx) or via Google Sheets. The dataset includes the 10-year average return, plus Year 1–10 interest rates and average returns for every tranche issued. The Excel file includes a second sheet with a fully plotted historical rate chart.
Every SSB tranche issued since the programme launched in October 2015 is listed below, organised by year. Each tranche shows its issue code, 10-year average, and full step-up rates. Click any year to expand, then any tranche to see its full rate table. All data sourced from MAS, updated monthly.
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.46
1.60
1.73
1.87
2.02
2.19
2.36
2.53
2.70
2.87
Avg return %
1.46
1.53
1.60
1.66
1.73
1.80
1.88
1.95
2.03
2.11
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.40
1.59
1.74
1.89
2.05
2.23
2.41
2.60
2.78
2.96
Avg return %
1.40
1.49
1.57
1.65
1.73
1.81
1.89
1.97
2.05
2.14
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.36
1.36
1.51
1.76
1.94
2.08
2.26
2.45
2.63
2.82
Avg return %
1.36
1.36
1.41
1.5
1.58
1.66
1.74
1.82
1.91
1.99
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.38
1.48
1.76
2.08
2.27
2.35
2.44
2.55
2.69
2.88
Avg return %
1.38
1.43
1.54
1.67
1.79
1.87
1.95
2.02
2.09
2.16
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.35
1.59
1.86
2.14
2.34
2.45
2.56
2.67
2.82
3.03
Avg return %
1.35
1.47
1.6
1.73
1.85
1.94
2.02
2.1
2.17
2.25
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.33
1.33
1.57
1.9
2.1
2.15
2.25
2.36
2.5
2.67
Avg return %
1.33
1.33
1.41
1.53
1.64
1.72
1.79
1.86
1.92
1.99
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.35
1.56
1.66
1.74
1.83
1.93
2.01
2.1
2.19
2.29
Avg return %
1.35
1.45
1.52
1.58
1.62
1.67
1.72
1.76
1.81
1.85
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.39
1.48
1.54
1.59
1.69
1.85
2.01
2.17
2.32
2.44
Avg return %
1.39
1.43
1.47
1.5
1.54
1.59
1.64
1.71
1.77
1.83
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.56
1.56
1.58
1.71
1.83
1.95
2.1
2.26
2.4
2.51
Avg return %
1.56
1.56
1.57
1.6
1.65
1.69
1.75
1.81
1.87
1.93
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.71
1.71
1.71
1.79
1.92
2.09
2.31
2.53
2.72
2.85
Avg return %
1.71
1.71
1.71
1.73
1.77
1.82
1.88
1.96
2.04
2.11
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.82
1.82
1.82
2.0
2.17
2.3
2.52
2.74
2.94
3.09
Avg return %
1.82
1.82
1.82
1.86
1.92
1.98
2.05
2.13
2.22
2.29
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
2.06
2.06
2.06
2.22
2.37
2.5
2.7
2.9
3.08
3.22
Avg return %
2.06
2.06
2.06
2.1
2.15
2.21
2.27
2.34
2.42
2.49
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
2.2
2.2
2.2
2.4
2.53
2.59
2.74
2.88
3.01
3.12
Avg return %
2.2
2.2
2.2
2.25
2.3
2.35
2.4
2.45
2.51
2.56
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
2.49
2.49
2.49
2.61
2.7
2.71
2.79
2.86
2.94
2.99
Avg return %
2.49
2.49
2.49
2.52
2.55
2.58
2.61
2.63
2.67
2.69
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
2.73
2.73
2.73
2.81
2.86
2.86
2.91
2.96
3.0
3.03
Avg return %
2.73
2.73
2.73
2.75
2.77
2.78
2.8
2.82
2.84
2.85
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
2.83
2.89
2.91
2.91
2.94
2.99
3.03
3.07
3.11
3.15
Avg return %
2.83
2.86
2.88
2.88
2.89
2.91
2.93
2.94
2.96
2.97
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
2.76
2.78
2.78
2.78
2.78
2.8
2.84
2.87
2.89
2.91
Avg return %
2.76
2.77
2.77
2.77
2.78
2.78
2.79
2.8
2.81
2.82
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
2.73
2.82
2.82
2.82
2.82
2.85
2.9
2.95
2.99
3.01
Avg return %
2.73
2.77
2.79
2.8
2.8
2.81
2.82
2.84
2.85
2.86
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
2.66
2.66
2.66
2.78
2.84
2.84
2.87
2.93
2.97
3.01
Avg return %
2.66
2.66
2.66
2.69
2.72
2.74
2.75
2.77
2.79
2.81
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
2.25
2.25
2.25
2.58
2.67
2.67
2.67
2.74
2.82
2.87
Avg return %
2.25
2.25
2.25
2.33
2.39
2.44
2.47
2.5
2.53
2.56
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
2.59
2.59
2.59
2.77
2.82
2.82
2.82
2.89
2.95
2.97
Avg return %
2.59
2.59
2.59
2.63
2.67
2.69
2.71
2.73
2.75
2.77
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
3.06
3.06
3.06
3.06
3.06
3.06
3.09
3.17
3.21
3.21
Avg return %
3.06
3.06
3.06
3.06
3.06
3.06
3.06
3.08
3.09
3.1
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
3.19
3.19
3.19
3.19
3.19
3.19
3.2
3.28
3.31
3.31
Avg return %
3.19
3.19
3.19
3.19
3.19
3.19
3.19
3.2
3.21
3.22
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
3.26
3.26
3.26
3.26
3.26
3.26
3.29
3.38
3.42
3.42
Avg return %
3.26
3.26
3.26
3.26
3.26
3.26
3.26
3.28
3.29
3.3
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
3.26
3.26
3.26
3.26
3.26
3.26
3.33
3.46
3.54
3.54
Avg return %
3.26
3.26
3.26
3.26
3.26
3.26
3.27
3.29
3.31
3.33
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
2.99
2.99
2.99
2.99
2.99
2.99
3.03
3.2
3.27
3.27
Avg return %
2.99
2.99
2.99
2.99
2.99
2.99
3.0
3.02
3.04
3.06
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
2.95
2.95
2.95
2.95
2.95
2.95
3.04
3.19
3.28
3.28
Avg return %
2.95
2.95
2.95
2.95
2.95
2.95
2.96
2.99
3.02
3.04
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
2.74
2.74
2.74
2.74
2.74
2.74
2.84
3.12
3.26
3.26
Avg return %
2.74
2.74
2.74
2.74
2.74
2.74
2.75
2.79
2.84
2.88
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
2.72
2.72
2.72
2.72
2.72
2.72
2.72
2.99
3.09
3.09
Avg return %
2.72
2.72
2.72
2.72
2.72
2.72
2.72
2.75
2.78
2.81
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
3.0
3.0
3.0
3.0
3.0
3.0
3.0
3.2
3.27
3.27
Avg return %
3.0
3.0
3.0
3.0
3.0
3.0
3.0
3.02
3.05
3.07
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
3.3
3.3
3.3
3.3
3.3
3.3
3.36
3.58
3.68
3.68
Avg return %
3.3
3.3
3.3
3.3
3.3
3.3
3.31
3.34
3.37
3.4
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
3.21
3.21
3.21
3.21
3.21
3.21
3.3
3.52
3.63
3.63
Avg return %
3.21
3.21
3.21
3.21
3.21
3.21
3.22
3.25
3.29
3.32
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
3.05
3.05
3.05
3.05
3.05
3.05
3.1
3.36
3.48
3.48
Avg return %
3.05
3.05
3.05
3.05
3.05
3.05
3.06
3.09
3.13
3.16
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
3.01
3.01
3.01
3.01
3.01
3.01
3.01
3.14
3.2
3.2
Avg return %
3.01
3.01
3.01
3.01
3.01
3.01
3.01
3.02
3.04
3.06
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
3.07
3.07
3.07
3.07
3.07
3.07
3.07
3.28
3.39
3.39
Avg return %
3.07
3.07
3.07
3.07
3.07
3.07
3.07
3.09
3.12
3.15
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
2.97
2.97
2.97
2.97
2.97
2.97
2.97
3.2
3.28
3.28
Avg return %
2.97
2.97
2.97
2.97
2.97
2.97
2.97
3.0
3.02
3.04
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
2.9
2.9
2.9
2.9
2.9
2.9
2.92
3.12
3.2
3.2
Avg return %
2.9
2.9
2.9
2.9
2.9
2.9
2.9
2.93
2.95
2.97
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
2.88
2.88
2.88
2.88
2.88
2.88
2.94
3.16
3.26
3.26
Avg return %
2.88
2.88
2.88
2.88
2.88
2.88
2.88
2.91
2.94
2.97
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
2.93
2.93
2.93
2.93
2.93
2.93
2.97
3.18
3.24
3.24
Avg return %
2.93
2.93
2.93
2.93
2.93
2.93
2.94
2.97
2.99
3.01
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
2.9
2.9
2.9
2.9
2.9
2.9
2.94
3.12
3.22
3.22
Avg return %
2.9
2.9
2.9
2.9
2.9
2.9
2.9
2.93
2.95
2.97
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
2.94
2.94
2.94
2.94
2.94
2.94
2.98
3.14
3.2
3.2
Avg return %
2.94
2.94
2.94
2.94
2.94
2.94
2.94
2.96
2.97
2.97
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
2.63
3.0
3.23
3.34
3.42
3.46
3.48
3.49
3.5
3.5
Avg return %
2.63
2.81
2.95
3.05
3.12
3.17
3.2
3.22
3.24
3.26
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
2.63
3.0
3.23
3.34
3.42
3.46
3.48
3.49
3.5
3.5
Avg return %
2.63
2.81
2.95
3.05
3.12
3.17
3.2
3.22
3.24
3.26
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
2.4
2.98
3.22
3.33
3.42
3.46
3.47
3.48
3.49
3.49
Avg return %
2.4
2.69
2.86
2.98
3.07
3.14
3.18
3.21
3.24
3.26
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
2.63
2.98
3.22
3.33
3.42
3.46
3.47
3.48
3.49
3.49
Avg return %
2.63
2.8
2.94
3.04
3.12
3.18
3.22
3.25
3.27
3.29
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
2.26
2.8
3.08
3.23
3.34
3.4
3.42
3.44
3.46
3.46
Avg return %
2.26
2.53
2.71
2.84
2.94
3.01
3.06
3.1
3.13
3.16
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
2.0
2.51
2.87
3.07
3.21
3.3
3.34
3.36
3.38
3.38
Avg return %
2.0
2.25
2.46
2.61
2.73
2.82
2.88
2.92
2.95
2.98
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.64
2.18
2.62
2.88
3.05
3.16
3.22
3.25
3.27
3.27
Avg return %
1.64
1.91
2.14
2.32
2.47
2.57
2.64
2.69
2.72
2.75
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.24
1.78
2.24
2.55
2.76
2.92
3.0
3.04
3.07
3.07
Avg return %
1.24
1.51
1.75
1.95
2.11
2.24
2.33
2.39
2.43
2.47
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
0.94
1.36
1.73
2.06
2.31
2.49
2.6
2.65
2.69
2.69
Avg return %
0.94
1.15
1.34
1.52
1.68
1.81
1.9
1.96
2.0
2.04
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
0.72
1.05
1.39
1.71
1.96
2.16
2.29
2.36
2.41
2.41
Avg return %
0.72
0.88
1.05
1.21
1.36
1.49
1.58
1.64
1.68
1.71
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
0.68
0.95
1.27
1.56
1.79
2.0
2.14
2.22
2.27
2.27
Avg return %
0.68
0.81
0.96
1.11
1.25
1.37
1.47
1.53
1.57
1.6
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
0.47
0.74
0.99
1.24
1.46
1.66
1.82
1.9
1.96
1.96
Avg return %
0.47
0.61
0.73
0.86
0.98
1.09
1.18
1.24
1.29
1.33
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
0.38
0.6
0.83
1.05
1.25
1.45
1.62
1.71
1.77
1.77
Avg return %
0.38
0.49
0.6
0.71
0.82
0.92
1.01
1.07
1.11
1.15
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
0.38
0.6
0.83
1.05
1.25
1.45
1.62
1.71
1.77
1.77
Avg return %
0.38
0.49
0.6
0.71
0.82
0.92
1.01
1.07
1.11
1.15
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
0.38
0.58
0.8
1.02
1.22
1.41
1.58
1.67
1.74
1.74
Avg return %
0.38
0.48
0.58
0.69
0.8
0.9
0.98
1.04
1.09
1.13
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
0.38
0.57
0.77
0.98
1.18
1.38
1.55
1.65
1.72
1.72
Avg return %
0.38
0.47
0.57
0.67
0.77
0.87
0.95
1.01
1.06
1.1
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
0.38
0.57
0.77
0.97
1.16
1.36
1.53
1.63
1.7
1.7
Avg return %
0.38
0.47
0.57
0.67
0.77
0.86
0.94
1.0
1.05
1.09
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
0.37
0.57
0.77
0.97
1.17
1.37
1.54
1.63
1.7
1.7
Avg return %
0.37
0.47
0.57
0.67
0.77
0.86
0.95
1.01
1.05
1.09
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
0.36
0.55
0.74
0.93
1.13
1.32
1.5
1.6
1.67
1.67
Avg return %
0.36
0.45
0.55
0.64
0.74
0.83
0.91
0.97
1.02
1.06
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
0.36
0.54
0.72
0.9
1.1
1.29
1.47
1.57
1.65
1.65
Avg return %
0.36
0.45
0.54
0.63
0.72
0.81
0.9
0.95
1.0
1.04
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
0.34
0.52
0.7
0.89
1.08
1.27
1.45
1.56
1.64
1.64
Avg return %
0.34
0.43
0.52
0.61
0.7
0.79
0.87
0.93
0.98
1.02
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
0.34
0.52
0.7
0.89
1.08
1.27
1.46
1.57
1.64
1.64
Avg return %
0.34
0.43
0.52
0.61
0.7
0.79
0.88
0.94
0.98
1.02
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
0.32
0.5
0.67
0.86
1.05
1.24
1.43
1.54
1.62
1.62
Avg return %
0.32
0.41
0.49
0.58
0.67
0.76
0.85
0.91
0.96
1.0
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
0.32
0.5
0.67
0.86
1.05
1.24
1.43
1.54
1.62
1.62
Avg return %
0.32
0.41
0.49
0.58
0.67
0.76
0.85
0.91
0.96
1.0
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
0.27
0.44
0.61
0.79
0.98
1.18
1.37
1.49
1.57
1.57
Avg return %
0.27
0.35
0.44
0.52
0.61
0.71
0.8
0.86
0.91
0.95
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
0.25
0.41
0.57
0.74
0.92
1.11
1.3
1.43
1.52
1.52
Avg return %
0.25
0.33
0.41
0.49
0.58
0.67
0.76
0.82
0.87
0.91
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
0.24
0.4
0.55
0.71
0.89
1.08
1.27
1.41
1.5
1.5
Avg return %
0.24
0.32
0.39
0.47
0.56
0.65
0.74
0.8
0.85
0.89
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
0.24
0.4
0.55
0.71
0.89
1.08
1.27
1.41
1.5
1.5
Avg return %
0.24
0.32
0.39
0.47
0.56
0.65
0.74
0.8
0.85
0.89
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
0.24
0.4
0.55
0.71
0.89
1.08
1.27
1.41
1.5
1.5
Avg return %
0.24
0.32
0.39
0.47
0.56
0.65
0.74
0.8
0.85
0.89
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
0.24
0.4
0.55
0.71
0.89
1.08
1.27
1.41
1.5
1.5
Avg return %
0.24
0.32
0.39
0.47
0.56
0.65
0.74
0.8
0.85
0.89
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
0.24
0.4
0.55
0.71
0.89
1.08
1.27
1.41
1.5
1.5
Avg return %
0.24
0.32
0.39
0.47
0.56
0.65
0.74
0.8
0.85
0.89
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
0.66
0.66
0.66
0.66
0.95
1.22
1.45
1.6
1.69
1.69
Avg return %
0.66
0.66
0.66
0.66
0.74
0.83
0.91
0.97
1.01
1.05
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
0.87
0.87
0.87
0.87
1.16
1.43
1.62
1.75
1.84
1.84
Avg return %
0.87
0.87
0.87
0.87
0.93
1.01
1.08
1.14
1.19
1.23
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.12
1.12
1.12
1.12
1.35
1.58
1.74
1.85
1.93
1.93
Avg return %
1.12
1.12
1.12
1.12
1.16
1.22
1.28
1.33
1.37
1.4
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.55
1.55
1.55
1.55
1.72
1.88
2.01
2.1
2.16
2.16
Avg return %
1.55
1.55
1.55
1.55
1.58
1.62
1.66
1.7
1.73
1.76
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.72
1.72
1.72
1.72
1.86
1.99
2.09
2.17
2.22
2.22
Avg return %
1.72
1.72
1.72
1.72
1.74
1.77
1.8
1.83
1.85
1.87
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.79
1.79
1.79
1.79
1.9
2.03
2.14
2.22
2.28
2.28
Avg return %
1.79
1.79
1.79
1.79
1.81
1.84
1.87
1.9
1.92
1.94
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.79
1.79
1.79
1.79
1.9
2.03
2.14
2.22
2.28
2.28
Avg return %
1.79
1.79
1.79
1.79
1.81
1.84
1.87
1.9
1.92
1.94
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.79
1.79
1.79
1.79
1.97
2.11
2.22
2.29
2.35
2.35
Avg return %
1.79
1.79
1.79
1.79
1.82
1.86
1.9
1.93
1.96
1.99
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.79
1.79
1.79
1.79
2.03
2.2
2.32
2.4
2.46
2.46
Avg return %
1.79
1.79
1.79
1.79
1.83
1.88
1.93
1.97
2.0
2.03
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.79
1.79
1.79
1.99
2.19
2.35
2.47
2.56
2.62
2.62
Avg return %
1.79
1.79
1.79
1.84
1.91
1.97
2.02
2.07
2.1
2.14
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.79
1.8
1.88
2.08
2.28
2.43
2.54
2.63
2.69
2.69
Avg return %
1.79
1.79
1.82
1.88
1.95
2.01
2.06
2.11
2.14
2.17
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.88
1.93
2.06
2.23
2.4
2.53
2.62
2.7
2.76
2.76
Avg return %
1.88
1.9
1.95
2.02
2.1
2.16
2.21
2.26
2.29
2.32
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.88
2.04
2.22
2.38
2.52
2.63
2.71
2.78
2.84
2.84
Avg return %
1.88
1.96
2.04
2.13
2.21
2.28
2.33
2.38
2.41
2.44
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.91
2.13
2.35
2.52
2.64
2.73
2.79
2.86
2.91
2.91
Avg return %
1.91
2.02
2.13
2.23
2.31
2.38
2.43
2.48
2.51
2.54
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.89
2.17
2.38
2.52
2.63
2.72
2.79
2.85
2.9
2.9
Avg return %
1.89
2.03
2.14
2.24
2.32
2.38
2.43
2.48
2.51
2.54
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.89
2.17
2.38
2.52
2.63
2.72
2.79
2.85
2.9
2.9
Avg return %
1.89
2.03
2.14
2.24
2.32
2.38
2.43
2.48
2.51
2.54
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.97
2.24
2.43
2.56
2.66
2.74
2.81
2.87
2.91
2.91
Avg return %
1.97
2.1
2.21
2.3
2.38
2.44
2.49
2.53
2.56
2.59
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
2.01
2.27
2.46
2.59
2.68
2.76
2.82
2.87
2.92
2.92
Avg return %
2.01
2.14
2.24
2.33
2.4
2.46
2.51
2.55
2.58
2.61
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
2.01
2.27
2.46
2.59
2.68
2.76
2.82
2.87
2.92
2.92
Avg return %
2.01
2.14
2.24
2.33
2.4
2.46
2.51
2.55
2.58
2.61
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
2.01
2.22
2.4
2.54
2.64
2.73
2.79
2.85
2.89
2.89
Avg return %
2.01
2.11
2.21
2.3
2.37
2.43
2.48
2.52
2.55
2.58
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.78
2.01
2.21
2.36
2.48
2.57
2.65
2.71
2.76
2.76
Avg return %
1.78
1.89
2.0
2.1
2.18
2.25
2.31
2.36
2.4
2.43
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.78
1.99
2.18
2.34
2.46
2.56
2.64
2.7
2.75
2.75
Avg return %
1.78
1.88
1.98
2.08
2.17
2.24
2.3
2.35
2.38
2.41
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.78
1.99
2.18
2.34
2.46
2.56
2.64
2.7
2.75
2.75
Avg return %
1.78
1.88
1.98
2.08
2.17
2.24
2.3
2.35
2.38
2.41
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.75
1.97
2.17
2.33
2.46
2.56
2.64
2.7
2.74
2.74
Avg return %
1.75
1.86
1.96
2.06
2.15
2.23
2.29
2.34
2.37
2.4
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.75
1.97
2.17
2.33
2.46
2.56
2.64
2.7
2.74
2.74
Avg return %
1.75
1.86
1.96
2.06
2.15
2.23
2.29
2.34
2.37
2.4
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.64
1.87
2.08
2.26
2.4
2.51
2.6
2.67
2.72
2.72
Avg return %
1.64
1.75
1.86
1.97
2.06
2.14
2.21
2.26
2.3
2.33
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.55
1.79
2.0
2.19
2.34
2.47
2.56
2.63
2.68
2.68
Avg return %
1.55
1.67
1.78
1.89
1.99
2.07
2.14
2.19
2.23
2.26
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.5
1.74
1.97
2.16
2.32
2.45
2.54
2.61
2.67
2.67
Avg return %
1.5
1.62
1.73
1.84
1.94
2.03
2.1
2.15
2.2
2.23
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.45
1.7
1.94
2.14
2.31
2.44
2.54
2.61
2.67
2.67
Avg return %
1.45
1.57
1.69
1.81
1.91
2.0
2.07
2.13
2.17
2.21
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.49
1.73
1.96
2.17
2.34
2.47
2.57
2.64
2.7
2.7
Avg return %
1.49
1.61
1.72
1.84
1.94
2.03
2.1
2.16
2.2
2.24
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.49
1.73
1.96
2.17
2.34
2.47
2.57
2.64
2.7
2.7
Avg return %
1.49
1.61
1.72
1.84
1.94
2.03
2.1
2.16
2.2
2.24
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.44
1.68
1.91
2.12
2.29
2.43
2.53
2.61
2.67
2.67
Avg return %
1.44
1.56
1.67
1.79
1.89
1.98
2.06
2.11
2.16
2.2
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.38
1.62
1.86
2.07
2.25
2.39
2.5
2.58
2.64
2.64
Avg return %
1.38
1.5
1.62
1.74
1.84
1.93
2.01
2.07
2.12
2.16
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.4
1.62
1.83
2.03
2.21
2.36
2.47
2.55
2.62
2.62
Avg return %
1.4
1.51
1.61
1.72
1.82
1.91
1.99
2.05
2.1
2.14
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.52
1.72
1.9
2.09
2.26
2.4
2.51
2.59
2.65
2.65
Avg return %
1.52
1.62
1.71
1.81
1.9
1.98
2.06
2.11
2.16
2.2
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.51
1.73
1.94
2.14
2.31
2.45
2.55
2.63
2.68
2.68
Avg return %
1.51
1.62
1.72
1.83
1.93
2.01
2.08
2.14
2.18
2.22
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.44
1.67
1.89
2.09
2.27
2.42
2.53
2.61
2.67
2.67
Avg return %
1.44
1.55
1.66
1.77
1.87
1.96
2.04
2.1
2.14
2.18
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.38
1.62
1.85
2.06
2.24
2.39
2.5
2.58
2.64
2.64
Avg return %
1.38
1.5
1.61
1.73
1.83
1.92
2.0
2.06
2.1
2.14
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.3
1.53
1.77
1.99
2.19
2.34
2.47
2.56
2.62
2.62
Avg return %
1.3
1.41
1.53
1.65
1.76
1.86
1.94
2.0
2.05
2.09
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.23
1.46
1.7
1.92
2.12
2.29
2.42
2.52
2.58
2.58
Avg return %
1.23
1.34
1.46
1.58
1.69
1.79
1.87
1.94
1.99
2.03
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.26
1.49
1.72
1.93
2.12
2.29
2.41
2.51
2.57
2.57
Avg return %
1.26
1.37
1.49
1.61
1.72
1.81
1.89
1.95
2.0
2.04
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.35
1.59
1.81
2.01
2.19
2.35
2.47
2.56
2.61
2.61
Avg return %
1.35
1.47
1.58
1.69
1.79
1.89
1.97
2.03
2.07
2.11
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.35
1.59
1.81
2.01
2.19
2.35
2.47
2.56
2.61
2.61
Avg return %
1.35
1.47
1.58
1.69
1.79
1.89
1.97
2.03
2.07
2.11
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.28
1.49
1.7
1.9
2.08
2.25
2.37
2.46
2.52
2.52
Avg return %
1.28
1.38
1.49
1.59
1.69
1.78
1.86
1.92
1.96
2.0
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.25
1.45
1.65
1.84
2.02
2.19
2.33
2.42
2.48
2.48
Avg return %
1.25
1.35
1.45
1.55
1.65
1.74
1.82
1.88
1.93
1.97
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.25
1.45
1.63
1.82
2.01
2.18
2.32
2.41
2.48
2.48
Avg return %
1.25
1.35
1.44
1.54
1.63
1.72
1.8
1.87
1.91
1.95
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.25
1.45
1.63
1.82
2.01
2.18
2.32
2.41
2.48
2.48
Avg return %
1.25
1.35
1.44
1.54
1.63
1.72
1.8
1.87
1.91
1.95
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.25
1.45
1.63
1.82
2.01
2.18
2.32
2.41
2.48
2.48
Avg return %
1.25
1.35
1.44
1.54
1.63
1.72
1.8
1.87
1.91
1.95
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.28
1.48
1.65
1.84
2.03
2.2
2.33
2.43
2.49
2.49
Avg return %
1.28
1.38
1.47
1.56
1.65
1.74
1.82
1.88
1.93
1.97
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.28
1.48
1.65
1.84
2.03
2.2
2.33
2.43
2.49
2.49
Avg return %
1.28
1.38
1.47
1.56
1.65
1.74
1.82
1.88
1.93
1.97
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.28
1.48
1.65
1.84
2.03
2.2
2.33
2.43
2.49
2.49
Avg return %
1.28
1.38
1.47
1.56
1.65
1.74
1.82
1.88
1.93
1.97
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.46
1.67
1.84
2.03
2.21
2.37
2.5
2.6
2.67
2.67
Avg return %
1.46
1.56
1.65
1.75
1.84
1.93
2.0
2.07
2.11
2.15
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.46
1.67
1.84
2.03
2.21
2.37
2.5
2.6
2.67
2.67
Avg return %
1.46
1.56
1.65
1.75
1.84
1.93
2.0
2.07
2.11
2.15
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.46
1.67
1.84
2.03
2.21
2.37
2.5
2.6
2.67
2.67
Avg return %
1.46
1.56
1.65
1.75
1.84
1.93
2.0
2.07
2.11
2.15
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.56
1.79
1.98
2.17
2.33
2.48
2.6
2.69
2.75
2.75
Avg return %
1.56
1.67
1.77
1.87
1.97
2.06
2.13
2.19
2.23
2.27
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.56
1.79
1.98
2.17
2.33
2.48
2.6
2.69
2.75
2.75
Avg return %
1.56
1.67
1.77
1.87
1.97
2.06
2.13
2.19
2.23
2.27
Metric
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Interest %
1.56
1.79
1.98
2.17
2.33
2.48
2.6
2.69
2.75
2.75
Avg return %
1.56
1.67
1.77
1.87
1.97
2.06
2.13
2.19
2.23
2.27
Frequently Asked Questions
What is the SSB interest rate for June 2026?+
The June 2026 Singapore Savings Bond (SBJUN26, issue code GX26060N) offers step-up interest rates from 1.46% in Year 1 to 2.87% in Year 10. The average return if held for all 10 years is 2.11% per annum. The application deadline is 25 May 2026.
How do SSB rates compare to fixed deposits right now?+
At the current June 2026 tranche, SSB's Year 1 rate of 1.46% is broadly in line with short-term fixed deposit offerings at major Singapore banks. The key difference is flexibility — SSB allows penalty-free early redemption any month. For holding horizons of three years or more, SSB tends to offer more competitive effective returns due to the step-up structure.
Can I redeem my SSB before the 10-year maturity?+
Yes. SSBs can be redeemed at any month in multiples of S$500 with no penalty and no loss of accrued interest. Redemption requests must be submitted through DBS/POSB, OCBC, or UOB ATM or internet banking by the 4th last business day of the month.
What is the maximum SSB investment per person?+
The individual holding limit is S$200,000 in total across all SSB tranches held simultaneously. Minimum application is S$500, in multiples of S$500. Each application incurs a S$2 non-refundable bank transaction fee.
Why have SSB rates been falling in 2025 and 2026?+
SSB interest rates are derived from Singapore Government Securities (SGS) yields, which move in line with global interest rates — particularly the US Federal Reserve's benchmark. After the Fed began cutting rates in September 2024, SGS yields eased and SSB rates followed. The peak of 3.40% was reached in December 2023 (SBDEC23 | GX23120Z).
How are SSB interest rates determined each month?+
MAS sets each tranche's step-up rates based on the prevailing SGS yield curve at the time of setting. The Year 1 rate is pegged to short-term yields; Year 10 reflects longer-term yields. This is why the shape of the step-up curve changes month to month — sometimes steep, sometimes nearly flat.
Last Updated: May 2026 — reflecting SBJUN26 (GX26060N). This page is refreshed every month when a new SSB tranche is announced by MAS. Data sourced from the Monetary Authority of Singapore (mas.gov.sg).