How to Use an eToro Referral Link in Singapore (2026): Step-by-Step Guide
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eToro gives new Singapore users up to US$1,000 worth of stocks through its Welcome Bonus. The entry tier is US$250 in stocks for a first deposit of US$5,000.
Two things to know before you search for a code. There is no eToro promo code or referral code to type in — referrals are tracked by a link. And the link itself does not add a separate reward for you. Your reward is the Welcome Bonus, and its size depends on one number: your first deposit.
That makes the order of steps matter more than the link. Deposit US$4,000 and top up later, and you get nothing.
This guide walks through how to use the DLCuration eToro referral link, which tier fits your deposit, and the 90-day rules that keep the bonus.
→ Get the eToro referral link and current tiers
Why Most People Use an eToro Referral Link Wrong
eToro is a multi-asset investment platform. In Singapore, accounts sit with eToro Singapore Pte. Ltd.
Here are the mistakes I see most often:
- Looking for a promo code. eToro does not use codes or a coupon field at sign-up. The link does the tracking.
- Funding in two steps. eToro’s terms say only the first deposit counts toward the Welcome Bonus. Top-ups never move you to a higher tier.
- Depositing under US$5,000. A first deposit below US$5,000 does not qualify for any tier.
- Withdrawing too early. The first deposit must stay in your account for at least 90 days.
The principle the whole process is built on: open the link, pick stocks, and make your first deposit the full amount you plan to invest.
What You Need Before You Start
Set aside about 20 minutes. Have these ready:
- The eToro referral link. Use the eToro referral link or the DLCuration eToro page.
- Proof of identity and a Singapore address. eToro verifies every customer, including where you live.
- At least US$5,000 to invest. In one first deposit, which you can leave in for 90 days.
- No previous eToro account. Existing customers, and anyone whose account was closed in the last 30 days, are excluded.
The bonus is one per person and per household.
The Full Process: Step by Step
Step 1 — Open the Referral Link (1 minute)
Open the link before you register, and finish registering in the same session.
→ Open the eToro referral link
There is no code to copy.
What you end up with: eToro’s sign-up page, opened from the link.
Step 2 — Register and Choose Stocks (5 minutes)
Create your account. During registration, eToro asks what you want to trade and shows a list of Qualified Stocks for the bonus. For Singapore accounts, the Welcome Bonus is paid in stocks only.
Select stocks as your trading interest. Choosing CFDs as well can take you out of this promotion.
What you end up with: a new account, with your bonus stock chosen.
Step 3 — Verify Your Account (10 minutes)
Complete eToro’s identity verification, including proof of your Singapore address. The bonus is only for verified Singapore residents.
What you end up with: a verified eToro Singapore account.
Step 4 — Make Your First Deposit at the Tier You Want (5 minutes)
Your first deposit sets your tier:
| First Deposit | Welcome Bonus |
|---|---|
| US$5,000 – US$9,999 | US$250 in stocks |
| US$10,000 – US$49,999 | US$500 in stocks |
| US$50,000 – US$99,999 | US$700 in stocks |
| US$100,000 and above | US$1,000 in stocks |
Make the first deposit the full amount you plan to invest. A second deposit the next day does not count toward the tier.
What you end up with: a funded account at your chosen tier.
Step 5 — Leave the Deposit for 90 Days (90 days)
Keep the deposit in your eToro account for at least 90 days. eToro expects to add the bonus stock within seven days of you meeting all the terms.
The bonus value cannot be withdrawn for 90 days from when it is credited. You can hold, sell or reinvest the stock on eToro during that time.
What you end up with: the Welcome Bonus, kept.
The Full Time and Reward Breakdown
| Step | What You Do | Time | Counts Toward the Bonus? |
|---|---|---|---|
| 1 | Open the referral link | 1 minute | Records the referral |
| 2 | Register and choose stocks | 5 minutes | Yes — picks your bonus stock |
| 3 | Verify your account | 10 minutes | Yes — required |
| 4 | Make your first deposit | 5 minutes | Yes — sets the tier |
| 5 | Hold for 90 days | 90 days | Keeps the bonus |
Total: about 20 minutes, plus the 90-day hold.
Is the eToro Welcome Bonus Worth It? Three Realistic Examples
The planned US$10,000 investor. You were going to invest US$10,000 anyway. You deposit it in one go and get US$500 in stocks. That is a 5% boost on money you were moving regardless.
The tester. You deposit US$2,000 to try eToro, then add US$8,000 a month later. Your first deposit was under US$5,000, so there is no bonus at all.
The chaser. You stretch to deposit US$5,000 you need in two months. The deposit has to stay for 90 days. Do not lock up money for a US$250 bonus.
The bonus is small next to the deposits it needs. Choose eToro because it suits how you invest, not because of the stocks.
What the Referral Link Cannot Do
It does not add a bonus of its own. eToro’s Refer-a-Friend terms do not credit a separate reward to the new user. Your reward is the Welcome Bonus.
It cannot be added later. A referral is only recorded when the link is used at sign-up.
It does not upgrade your tier. Only the first deposit counts.
It does not cover CFD trading. eToro’s terms say the Welcome Bonus is not an incentive to trade CFDs.
Is eToro Safe? What the Link Does Not Change
eToro Singapore Pte. Ltd. holds a Capital Markets Services licence from the Monetary Authority of Singapore. eToro is not a bank, so SDIC deposit insurance does not apply.
The value of your investments can go up or down, and your capital is at risk. CFDs are leveraged and you can lose all of your invested capital. This advertisement has not been reviewed by MAS, and this is not financial advice.
Tips to Get the Most From the eToro Welcome Bonus
Decide your tier before you fund. Then deposit that amount, once.
Select stocks only at registration. It keeps you eligible.
Mark the 90-day date. Do not withdraw before then.
Remember the fees. eToro buys the bonus stock for you, subject to its fees, so the value you receive is slightly lower than the tier amount.
Frequently Asked Questions
Is there an eToro promo code in Singapore?
No. eToro does not use promo codes or a coupon field at sign-up. Referrals are tracked through a link, and the new-user reward is the Welcome Bonus, which depends on your first deposit.
How much is the eToro welcome bonus in Singapore?
US$250 in stocks for a first deposit of US$5,000 to US$9,999, US$500 for US$10,000 to US$49,999, US$700 for US$50,000 to US$99,999, and US$1,000 for US$100,000 or more.
Does a second deposit count toward the eToro bonus?
No. eToro’s terms say only the first deposit counts. Make your first deposit the full amount you plan to invest.
How long do I need to keep money in eToro?
The first deposit must stay in your account for at least 90 days. The bonus value also cannot be withdrawn for 90 days after it is credited.
When is the eToro welcome bonus credited?
eToro expects to add it within seven days after you meet all the terms, though it can take longer.
Final Thoughts
The eToro Welcome Bonus is real money, but only for people already planning a sizeable deposit. Up to US$1,000 sounds like a lot, but the top tier needs US$100,000.
Get the order right: open the link, choose stocks, verify, then make one first deposit at your tier and leave it for 90 days.
→ Get the eToro referral link and current tiers
→ Open the eToro referral link
Using eToro already? Tell me in the comments which stock you picked for your bonus.
Continue reading:
- eToro Referral Link — Welcome Bonus Tiers
- Best Brokers in Singapore: IBKR vs Webull vs Longbridge
- How to Use a Tiger Brokers Referral Code
- All Singapore Referral Codes in One Place
Disclosure: this article contains my eToro referral link. If you sign up and invest through it, eToro may pay me a referral reward, at no cost to you. DLCuration is independent and is not affiliated with or endorsed by eToro. Information is based on eToro’s Welcome Bonus terms (last updated 9 August 2026), checked on 21 October 2026. Terms can change, so check them before you deposit. Your capital is at risk. This is not financial advice.
