September 2026 · Golden Scratch Card · Up to S$8,000 cashback

Sure-win scratch card.
S$50 to S$8,000
guaranteed cashback.

Sign up for a Trust Bank credit card with referral code 2GG9T8K3 and receive a sure-win Golden Scratch Card guaranteed from S$50 to S$8,000 cashback. Sign up for a Trust savings account and both you and your referrer receive a scratch card from S$8 to S$1,888. No minimum spend required.

🥇
GOLDEN SCRATCH CARD — SURE-WIN CASHBACK
S$50 – S$8,000 (credit card) · S$8 – S$1,888 (savings)
No min. spend · September 2026 · Trust Bank

Referral Code

2GG9T8K3
Download Trust Bank App Enter code 2GG9T8K3 when prompted at the start of the app · T&Cs apply
🥇
S$8,000
Max sure-win cashback
(credit card sign-up)
💰
S$50
Min. guaranteed cashback
(credit card sign-up)
🏦
2% p.a.
TurboSave savings rate
(S$100k+, until 31 Dec)
Step by step

How to get your sure-win gift

Five steps — all inside the Trust app. Enter the code at the very first screen or you'll miss the reward.

1
Download the Trust Bank app

Get the Trust Bank SG app from the App Store (iOS) or Google Play Store (Android). Trust is a digital bank — there are no branches and everything happens in the app.

Get the app →
2
Tap "Get Started" and enter referral code 2GG9T8K3

When you first open the app, you'll see a prompt to enter a referral code. Tap it and enter the code below. This is the critical step — if you skip past this screen and complete your account setup without entering the code, you will not receive the scratch card.

2GG9T8K3
⚠️ You must be new to Trust Bank — no existing or previously cancelled Trust account. The referral code cannot be added after your account is created.
3
Apply for a Trust credit card and/or savings account

Complete your account application. For September 2026, both products qualify for the referral scratch card reward: signing up for a Trust credit card (Freedom or Trust Link) gives you a sure-win scratch card from S$50 to S$8,000 cashback. Signing up for a Trust savings account gives both you and your referrer a scratch card from S$8 to S$1,888 cashback. You can sign up for both products to receive both scratch cards.

ℹ️ Also live in September: the TurboSave promotion — create a savings pot named "TurboSave" in the Trust app, deposit at least S$25,000 by 30 Sep 2026, and maintain the balance until 31 Dec 2026 to earn up to 2% p.a. guaranteed (1.8% p.a. for S$25k–S$99,999 · 2% p.a. for S$100k+). Interest paid in one lump sum by 15 Jan 2027. Invitation-only — check for the quest in your Trust app.
4
Find your Golden Scratch Card under Rewards → Quests

Once your application is successfully processed, your sure-win Golden Scratch Card appears in the Trust app under Rewards → Quests within 24 hours. Tap it to reveal your cashback amount. Credit card sign-up: guaranteed between S$50 and S$8,000 cashback, credited to your Trust credit card account. Savings account sign-up: guaranteed between S$8 and S$1,888 cashback, credited to your Trust savings account.

✅ Cashback is credited directly to your Trust credit card or savings account — no minimum spend, no hoops to jump through. Visible tiers for September 2026: S$180, S$288, S$1,888, S$8,000 (credit card) · S$8, S$88, S$288, S$1,888 (savings account).
5
Set your quarterly reward preference (Freedom card)

If you applied for the Freedom credit card, go to Rewards → My earnings → Freedom card, tap Switch rewards, and select your preferred quarterly reward before your first statement closes. You can choose 3% Stockback, unlimited 1.5% cashback, or up to 15% Bonus cashback. Your sure-win gift type matches the reward you have selected.

💡 Not sure which to pick? The 3% Stockback promo is active until 31 Dec 2026, then drops to 2%. If you rarely invest, unlimited 1.5% cashback is the simplest pick. The Bonus cashback is best for focused category spenders.
What you can apply for

Choose your Trust credit card

Both cards have zero annual fee and qualify for the sure-win referral gift. The Freedom card is the Cashback card — upgraded.

Trust Freedom Credit Card
Pick your reward every quarter
  • 3% Stockback on local & foreign spend (capped S$500/qtr)
  • OR unlimited 1.5% local / 0.5% foreign instant cashback
  • OR 1.0%/0.5% cashback + up to 15% Bonus in chosen category
  • Zero FX fees · No annual fee, ever
  • Free unlimited overseas ATM withdrawals
  • Min. annual income S$30,000 (S/PR) · S$60,000 (foreigner)
ℹ️ Trust Bank also offers a Trust Savings Account with competitive interest rates, a linked debit card, and no minimum balance requirement. SDIC-insured up to S$100,000.
🥇 September 2026 · Golden Scratch Card

Your sure-win cashback —
S$50 to S$8,000

Sign up for a Trust credit card or savings account with code 2GG9T8K3. Your sure-win Golden Scratch Card appears in Rewards → Quests within 24 hours of approval — guaranteed cashback, no minimum spend.

💳
S$180 · S$288
S$1,888 · S$8,000

Sure-win cashback tiers
Trust credit card sign-up · Credited to card

🏦
S$8 · S$88
S$288 · S$1,888

Sure-win cashback tiers
Trust savings account sign-up · Both referee & referrer

September 2026 terms: Credit card scratch card (S$50–S$8,000) requires a Trust credit card sign-up using referral code 2GG9T8K3. Savings account scratch card (S$8–S$1,888) requires a Trust savings account sign-up — both the new customer and the referrer receive a scratch card. Sign up for both products to receive both scratch card rewards. T&Cs apply. Not financial advice.
🚀 Sep – Dec 2026 · TurboSave Promotion

Up to 2% p.a. guaranteed
on your savings

An invitation-only promotion for existing Trust customers. Create a savings pot named "TurboSave", deposit by 30 Sep 2026, and maintain until 31 Dec 2026 to earn the guaranteed rate. Interest paid in one lump sum by 15 Jan 2027.

💰
1.8% p.a.

Guaranteed interest rate
Balances S$25,000 – S$99,999

🏆
2.0% p.a.

Guaranteed interest rate
Balances S$100,000 and above

How to participate: (1) Create a savings pot in your Trust app and name it exactly "TurboSave". (2) Deposit at least S$25,000 into it by 30 September 2026. (3) Maintain the balance from 1 October to 31 December 2026 — any withdrawal during this period forfeits the promotional interest for that pot. The guaranteed rate applies to balances up to S$1,200,000. Interest on balances above S$1,200,000 earns the regular savings rate only. You continue to earn regular savings interest throughout the promotion period in addition to the promotional rate. This is an invitation-only promotion — check for the quest and email invite in your Trust app. T&Cs apply.
✦ DLCuration
⭐ Exclusive Bonus

Win up to S$50
just for signing up

Fully funded by DLCuration — completely separate from Trust Bank. Enter with one email after you sign up.

🗓️ Every Month 🎁
Monthly Lucky Draw
S$5

One winner drawn from verified monthly entrants. Draw closes 23:59 last day of each calendar month.

🏆 Annual Grand Draw 🎊
Annual Grand Prize
S$50

All monthly entrants auto-enrolled. No extra steps. Grand draw concludes 31 December at 23:59 SGT.

Winner's choice of reward

🛒 Amazon Gift Card
🛍️ NTUC FairPrice
🏪 Sheng Siong
🏬 CapitaLand Mall

📬 How to enter

1
Sign up for Trust Bank using referral code 2GG9T8K3 during your first app sign-up.
2
Successfully get your Trust account approved and make your first card transaction.
3
Send an email to dlcuration@gmail.com using the exact subject format below.
4
We verify your entry. You're in the monthly draw and automatically enrolled in the annual grand draw. Winners contacted within 7 days of draw date.

Campaign T&Cs

  • This bonus campaign is funded entirely by DLCuration and is not affiliated with, endorsed by, or administered by Trust Bank Singapore Limited.
  • Monthly draw period: 00:00 on the 1st to 23:59 on the last day of each calendar month (SGT).
  • Annual grand draw closes at 23:59 on 31 December each year (SGT).
  • Eligibility requires verified sign-up using referral code 2GG9T8K3 and confirmed first card transaction, verifiable via Trust Bank's referral records.
  • One entry per person. Winning a monthly draw does not remove you from the annual grand draw — both prizes are independent.
  • Winners contacted by email within 7 days of draw date. Must respond within 14 days or prize is forfeited.
  • E-vouchers and gift cards delivered electronically to winner's email address.
  • DLCuration reserves the right to modify or terminate this campaign at any time. Changes posted on this page.
FAQ

Common questions

Based on official Trust Bank programme terms and the Member Get Member T&Cs.

You receive a sure-win Golden Scratch Card in the Trust app. For a Trust credit card sign-up, the scratch card is guaranteed between S$50 and S$8,000 cashback, credited to your new credit card account. For a Trust savings account sign-up, both you and the referrer receive a scratch card from S$8 to S$1,888 cashback, credited to the savings account. No minimum spend is required for either reward.
Download the Trust Bank app from the App Store or Google Play. When you first open the app, tap Get Started and you will be prompted to enter a referral code. Enter 2GG9T8K3 at this point. You must enter the code before completing your application — it cannot be added retroactively after your account is set up.
The referred person must be new to Trust Bank — no existing or previously cancelled Trust account. For September 2026, both a Trust credit card sign-up and a Trust savings account sign-up qualify for the referral reward. Signing up for a credit card earns a scratch card from S$50 to S$8,000. Signing up for a savings account earns both the referee and referrer a scratch card from S$8 to S$1,888. You can sign up for both products to receive both scratch cards.
Your sure-win Golden Scratch Card appears in your Trust app under Rewards → Quests within 24 hours of your successful sign-up and approval. Tap it to reveal your cashback amount. Cashback from a credit card sign-up is credited to your Trust credit card account; cashback from a savings account sign-up is credited to your Trust savings account. If it has not appeared after one full business day, contact Trust Bank support via the in-app chat.
TurboSave is an invitation-only savings promotion running from 1 September to 31 December 2026. To participate: create a savings pot in the Trust app named exactly "TurboSave", deposit at least S$25,000 by 30 September 2026, and maintain the balance until 31 December 2026. The promotional interest rate is 1.8% p.a. for balances of S$25,000–S$99,999 and 2.0% p.a. for balances of S$100,000 and above, applied to amounts up to S$1,200,000. Withdrawing any amount from the TurboSave pot between 1 October and 31 December 2026 forfeits the promotional interest for that pot. Interest is paid as a single lump sum by 15 January 2027. Check for an invitation email and in-app quest from Trust Bank.
Trust Bank offers two main credit cards: (1) Freedom credit card — the upgraded Cashback card where you pick one quarterly reward: 3% Stockback on local and foreign spend, unlimited 1.5% local / 0.5% foreign cashback, or the original Bonus cashback of 1.0%/0.5% + up to 15% in your chosen category. (2) NTUC Link / Trust Link Credit Card — earns Linkpoints rebates, especially valuable for NTUC Union members. Both cards have no annual fee ever.
The DLCuration bonus campaign is a separate, independently funded initiative by DLCuration — not affiliated with Trust Bank. After signing up using referral code 2GG9T8K3 and making your first card transaction, email dlcuration@gmail.com with your last 4 phone digits and the date of your first card transaction to enter. Monthly winners receive up to S$5 in Amazon Gift Card, NTUC FairPrice, Sheng Siong, or CapitaLand Mall vouchers. All entrants are automatically enrolled in the annual grand draw for up to S$50.
Yes. Trust Bank Singapore Limited (Co. Reg. No. 202039712G) is a digital bank backed by Standard Chartered and FairPrice Group, regulated by the Monetary Authority of Singapore under a Digital Full Bank licence — the first of its kind in Singapore when it launched in September 2022. By February 2025, Trust had crossed 1 million customers, making it Singapore's 4th-largest retail bank by customer count. Singapore dollar deposits in Trust savings accounts are insured under the SDIC Deposit Insurance Scheme up to S$100,000 per depositor.
Deposit Insurance Scheme: Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
At a glance

Trust Bank referral code — September 2026 promotions at a glance

Share or save this infographic to explain the referral gift tiers and how to claim.

Trust Bank referral code 2GG9T8K3 September 2026 sure-win scratch card infographic — credit card tiers S$180 S$288 S$1888 S$8000 cashback · savings account tiers S$8 to S$1888 · TurboSave up to 2% p.a. guaranteed — 5 steps to claim
Trust Bank referral code 2GG9T8K3 — sure-win cashback S$50 to S$8,000 (credit card) · S$8 to S$1,888 (savings account). TurboSave: up to 2% p.a. guaranteed. September 2026. No minimum spend required for scratch card.

A sure-win scratch card.
S$50 to S$8,000
cashback. No strings.

Download Trust Bank, enter code 2GG9T8K3 at the first "Get Started" screen, and apply for a Trust credit card or savings account. Your Golden Scratch Card appears in Rewards → Quests within 24 hours — guaranteed cashback, no minimum spend.

2GG9T8K3


Download Trust Bank App

Referral code: 2GG9T8K3 · Enter at "Get Started" screen · T&Cs apply · While stocks last

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