November 2026 · Sure-Win Cashback or Stock Gift · Until 31 Jan 2027
Sure-win cashback up to S$8,000 or US$8K in stocks.
Sign up for a Trust credit card with referral code 2GG9T8K3 and pick your sign-up gift: a sure-win Golden Scratch Card from S$50 to S$8,000 cashback (no minimum spend), or a sure-win stock gift worth up to US$8,000 when you choose Stockback on the Freedom card. Open to new-to-Trust customers until 31 January 2027.
🥇
SURE-WIN CASHBACK OR STOCK GIFT
S$50 to S$8,000 cashback · or up to US$8,000 in stocks (Stockback)
Max sure-win cashback (credit card, no min. spend)
📈
US$8,000
Max sure-win stock gift (Freedom card, Stockback)
🏦
S$8–S$1,888
Savings account sure-win cashback
At a glance
Trust Bank referral code: November 2026 at a glance
Trust Bank referral code 2GG9T8K3 November 2026: sure-win cashback S$50 to S$8,000 or a stock gift up to US$8,000 with Stockback (credit card, until 31 Jan 2027). Savings account: S$8 to S$1,888.
Step by step
How to get your sure-win gift
Five steps, all inside the Trust app. Enter the code at the very first screen or you'll miss the reward.
1
Download the Trust Bank app
Get the Trust Bank SG app from the App Store (iOS) or Google Play Store (Android). Trust is a digital bank, so there are no branches and everything happens in the app.
Tap "Get Started" and enter referral code 2GG9T8K3
When you first open the app, you'll see a prompt to enter a referral code. Tap it and enter the code below. This is the critical step: if you skip past this screen and complete your account setup without entering the code, you will not receive the scratch card.
2GG9T8K3
⚠️You must be new to Trust Bank, with no existing or previously cancelled Trust account. The referral code cannot be added after your account is created.
3
Apply for a Trust credit card and/or savings account
Complete your account application. For November 2026, credit card sign-ups have two sure-win gift options, both until 31 January 2027. Cashback: apply for any Trust credit card (Freedom or Trust Link) with Cashback as your reward and receive a scratch card from S$50 to S$8,000 cashback, with no minimum spend. Stockback: apply for the Freedom card and pick Stockback as your reward for a sure-win stock gift worth up to US$8,000. You can also open a Trust savings account for an extra scratch card from S$8 to S$1,888 cashback.
ℹ️Miles mode: The 100,000 Max Miles sign-up bonus ended on 31 October 2026. You can still pick Miles on the Freedom card to earn 1.3 KrisFlyer or Max Miles per S$1 with no FX fees, but it does not come with a miles sign-up bonus this month. Check your Quest in the app for the gift that matches your reward choice.
4
Find your Golden Scratch Card under Rewards → Quests
Once your application is successfully processed, your sure-win Golden Scratch Card appears in the Trust app under Rewards → Quests within 24 hours. Tap it to reveal your gift. Credit card sign-up with Cashback: guaranteed between S$50 and S$8,000 cashback, credited to your Trust credit card account. Freedom card with Stockback: a stock gift worth up to US$8,000. Savings account sign-up: guaranteed between S$8 and S$1,888 cashback, credited to your Trust savings account.
✅Cashback tiers (credit card): S$180, S$288, S$1,888, S$8,000, credited directly to your card with no minimum spend. Savings account tiers: S$8, S$88, S$288, S$1,888. Unused scratch cards expire at the end of the month after they are issued, so scratch yours early.
5
Set your quarterly reward preference (Freedom card)
If you applied for the Freedom credit card, go to Rewards → My earnings → Freedom card, tap Switch rewards, and select your preferred quarterly reward before your first statement closes. You can choose 3% Stockback, unlimited 1.5% cashback, or up to 15% Bonus cashback. Your sure-win gift type matches the reward you have selected.
💡Not sure which to pick? Stockback also unlocks the US$8,000 stock gift, and the 3% Stockback rate runs until 31 Dec 2026 before dropping to 2%. If you rarely invest, unlimited 1.5% cashback is the simplest pick. The Bonus cashback is best for focused category spenders.
What you can apply for
Choose your Trust credit card
Both cards have zero annual fee and qualify for the sure-win sign-up gift. The Freedom card is the upgraded Cashback card.
Trust Freedom Credit Card
Pick your reward every quarter
1.3 KrisFlyer or Max Miles per S$1 (SGD & FCY) in Miles mode, no cap
3% Stockback on local & foreign spend (capped S$500/qtr)
OR unlimited 1.5% local / 0.5% foreign instant cashback
OR 1.0%/0.5% cashback + up to 15% Bonus in chosen category
Zero FX fees · No annual fee, ever
Free unlimited overseas ATM withdrawals
Min. annual income S$30,000 (S/PR) · S$60,000 (foreigner)
NTUC Link / Trust Link Credit Card
For FairPrice shoppers & NTUC members
Earn Linkpoints rebates at accelerated rate
Up to 15% savings at FairPrice Group with min. monthly spend
Access to NTUC Union member perks
No annual fee, ever
Linkpoints redeemable from 99 points (S$0.99)
ℹ️Trust Bank also offers a Trust Savings Account with competitive interest rates, a linked debit card, and no minimum balance requirement. SDIC-insured up to S$100,000.
🥇 November 2026 · Until 31 Jan 2027 · No Min. Spend
Sure-win cashback S$50 to S$8,000
Sign up for a Trust credit card or savings account with referral code 2GG9T8K3. Your sure-win Golden Scratch Card appears in Rewards → Quests within 24 hours of approval. Cashback guaranteed, with no minimum spend required.
November 2026 terms: The credit card sign-up gift runs until 31 January 2027 for new-to-Trust customers who sign up with referral code 2GG9T8K3. Pick Cashback for a scratch card from S$50 to S$8,000, or pick Stockback on the Freedom card for a stock gift worth up to US$8,000. No minimum spend. The savings account scratch card (S$8 to S$1,888) needs a Trust savings account sign-up. Unused scratch cards expire at the end of the month after they are issued. T&Cs apply. Not financial advice.
📈 Until 31 Jan 2027 · Freedom Card · Stockback
Or a sure-win stock gift up to US$8,000
New-to-Trust customers who sign up for the Freedom card and select Stockback as their reward get a sure-win gift of US stocks worth up to US$8,000, instead of the cashback scratch card. Stockback also pays 3% back in stocks on local and foreign spend until 31 Dec 2026.
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US$8,000
Max sure-win stock gift Freedom card · Stockback
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3%
Stockback on local & foreign spend Until 31 Dec 2026 (capped S$500/qtr)
Miles bonus has ended: The 100,000 Max Miles sign-up bonus for Freedom card Miles mode closed for new applications on 31 October 2026. If your card was approved by then, you still have until 30 November 2026 (or 31 days from approval, whichever is earlier) to hit the spend tiers, and until 31 December 2026 to redeem your Max Miles codes. T&Cs apply.
Who qualifies
Eligibility requirements
Check this before you download the app. The referral code only works if you are completely new to Trust.
✅ You qualify if
You have never held a Trust account, open or cancelled
You enter code 2GG9T8K3 at the "Get Started" screen of the Trust app
You apply for a Trust credit card by 31 Jan 2027 for the sure-win sign-up gift
You pick Stockback on the Freedom card if you want the stock gift instead of cashback
You meet the card's income rule: S$30,000 a year (Singaporeans and PRs) or S$60,000 (foreigners)
❌ You don't qualify if
You have, or used to have, any Trust account
You skip the referral code screen; the code can't be added later
You apply through the web instead of the Trust app
Your application isn't approved
You leave your scratch card unused past the end of the month after it was issued
🎁 DLCuration Rewards Club · Free to join
Win up to S$50 every month.
Our free monthly draw for DLCuration readers. Join with your email, complete a few quick actions, and you are in this month's draw. A new draw opens on the 1st of every month.
Top prize · 1 winner
S$50
e-voucher
2nd prize · 1 winner
S$20
e-voucher
Lucky members · 6 winners
6 × S$5
e-vouchers
🎟️8 winners every month, drawn at random after the month closes.
✅Up to 16 entries a month: visit, follow and engage for 1 entry each, then crack the secret code for 10 more.
🆓Free to join. No purchase needed, and you never need to open an account or use a referral code to enter or win.
Join the Rewards Club
Singapore residents aged 18+ · One entry form per person · Full rules on the club page
The DLCuration Rewards Club is run and funded by DLCuration. It is not affiliated with, endorsed by or run by Trust Bank Singapore Limited, and it does not change your Trust sign-up gift.
FAQ
Common questions
Based on official Trust Bank programme terms and the Member Get Member T&Cs.
For November 2026, new Trust credit card customers get a sure-win sign-up gift until 31 January 2027. Cashback: pick Cashback as your reward for a Golden Scratch Card guaranteed between S$50 and S$8,000, with no minimum spend. Stockback: pick Stockback on the Freedom card for a sure-win stock gift worth up to US$8,000. You can also open a Trust savings account for a scratch card from S$8 to S$1,888. The 100,000 Max Miles bonus ended on 31 October 2026.
Download the Trust Bank app from the App Store or Google Play. When you first open the app, tap Get Started and you will be prompted to enter a referral code. Enter 2GG9T8K3 at this point. You must enter the code before completing your application, as it cannot be added after your account is set up.
The referred person must be new to Trust Bank, with no existing or previously cancelled Trust account. Signing up for a Trust credit card gets you the sure-win sign-up gift (S$50 to S$8,000 cashback, or up to US$8,000 in stocks with Stockback on the Freedom card) until 31 January 2027. Signing up for a Trust savings account earns a scratch card from S$8 to S$1,888. You can sign up for both a credit card and a savings account to receive both rewards.
Your sure-win gift appears in the Trust app under Rewards → Quests within 24 hours of approval. Tap to reveal it. Cashback goes to your Trust credit card account, and savings account cashback goes to your Trust savings account. Unused scratch cards expire at the end of the month after they are issued, so do not leave them. If a scratch card has not appeared after one full business day, contact Trust Bank via in-app chat.
No. The 100,000 Max Miles sign-up bonus was for Freedom cards approved between 21 September and 31 October 2026 in Miles mode, and it has now closed to new applicants. If you were approved in time, you have 31 days from approval (or until 30 November 2026, whichever comes first) to hit the S$1,000, S$5,000 and S$15,000 spend tiers, and until 31 December 2026 to redeem your Max Miles codes. New customers can still choose Miles mode for 1.3 miles per S$1, or pick Cashback or Stockback for this month's sure-win sign-up gift.
Trust Bank offers two main credit cards: (1) Freedom credit card, the upgraded Cashback card where you pick one reward each quarter: 1.3 miles per S$1 (Miles mode), 3% Stockback on local and foreign spend, unlimited 1.5% local / 0.5% foreign cashback, or the original Bonus cashback of 1.0%/0.5% + up to 15% in your chosen category. (2) NTUC Link / Trust Link Credit Card, which earns Linkpoints rebates, especially valuable for NTUC Union members. Both cards have no annual fee ever.
The DLCuration Rewards Club is a free monthly draw run and funded by DLCuration, separate from Trust Bank. Join with your email on the Rewards Club page and complete a few quick actions for up to 16 entries a month. Eight winners are drawn every month: one S$50 e-voucher, one S$20 e-voucher and six S$5 e-vouchers. You never need to open an account or use a referral code to enter or win.
Yes. Trust Bank Singapore Limited (Co. Reg. No. 202039712G) is a digital bank backed by Standard Chartered and FairPrice Group, regulated by the Monetary Authority of Singapore under a Digital Full Bank licence, the first of its kind in Singapore when it launched in September 2022. By February 2025, Trust had crossed 1 million customers, making it Singapore's 4th-largest retail bank by customer count. Singapore dollar deposits in Trust savings accounts are insured under the SDIC Deposit Insurance Scheme up to S$100,000 per depositor.
Deposit Insurance Scheme: Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Sure-win cashback or up to US$8K in stocks. Until 31 Jan 2027.
Download Trust Bank, enter code 2GG9T8K3 at "Get Started", and apply for a Trust credit card. Pick Cashback for a sure-win S$50 to S$8,000 (no minimum spend), or Stockback on the Freedom card for a stock gift worth up to US$8,000. Your gift appears in Rewards → Quests within 24 hours.
