Instarem logo amaze card Updated 8 Oct 2026 · Ongoing · No stated expiry

Get S$25
with the amaze referral code.

Sign up for Instarem's amaze card with referral code JxU1zN or our amaze referral link and get 2,000 InstaPoints (S$25) after your first S$100 of card spend — plus a discount on your first transfer fee.

amaze referral code

JxU1zN

Open amaze referral link →

The link opens the Instarem app with code JxU1zN already applied.

🎁
S$25
2,000 InstaPoints for new users
💳
S$100
Total amaze card spend to unlock it (or a S$1,000 transfer)
💸
Fee discount
On your first overseas money transfer
amaze referral code JxU1zN October 2026 infographic: new users get 2,000 InstaPoints (S$25) after S$100 amaze card spend or a S$1,000 transfer, plus a first-transfer fee discount
amaze by Instarem's October 2026 referral reward at a glance — referral code, qualifying spend, and how to redeem your 2,000 InstaPoints.
How to claim

How to use the amaze referral link in 5 steps

The reward only applies if the referral is attached when you create your Instarem account, so start from the link or have the code ready.

1
Open the amaze referral link on your phone
Tap the referral link to download the Instarem app from the App Store or Google Play with code JxU1zN pre-applied.
2
Sign up and confirm code JxU1zN
Create your Instarem account. If the referral code field is empty, enter JxU1zN before you submit — it cannot be added later.
3
Get verified and apply for amaze
Complete identity verification, then apply for the amaze card in the app. Your virtual card is ready to use before the physical card arrives.
4
Make one qualifying transaction
Spend a total of S$100 on your amaze card, or send one overseas money transfer of S$1,000 or more.
5
Collect and redeem 2,000 InstaPoints
Your referral shows as Completed and 2,000 InstaPoints post to your balance. Redeem them as S$25 cashback, KrisFlyer miles, or a transfer discount.
💡Wallet top-ups to other stored-value cards or e-wallets (MCC 6540) are excluded from spend under Instarem's amaze promotion terms — use real purchases to reach S$100.
What you get

Your amaze referral code sign-up rewards

Two rewards for new users who join with JxU1zN. Both come from Instarem's current referral programme, relaunched with the new amaze in September 2026.

Referral reward
2,000 InstaPoints
Worth S$25 · one flat reward

Credited once you complete S$100 total amaze card spend or a S$1,000+ money transfer. Redeem it any of these ways:

  • Cashback to amaze WalletS$25
  • KrisFlyer miles (3 pts = 1 mile)~666 miles
  • Transfer discount (above S$1,000)S$25 off
Welcome offer
Fee discount
On your first money transfer

Instarem gives referred users a special discount on the transfer fee of their first overseas money transfer. The discount amount is shown in the app when you set up the transfer.

ℹ️A first transfer of S$1,000 or more also counts as your qualifying transaction for the 2,000 InstaPoints.
⚠️The S$25 cashback tier (2,000 points) can be redeemed once per calendar month. The S$5 tier (1,000 points) has no monthly limit. InstaPoints expire 12 months after they are credited.
Current rates

What the amaze card gives you after sign-up

amaze is a Mastercard travel card with two modes you can switch between in the Instarem app.

0% FX
No FX markup on foreign spend from amaze Wallet
0.5 pts / S$1
InstaPoints on amaze Wallet spend
11
Currencies to hold and spend
5 cards
Mastercards you can link with amaze Link
S$0
Annual fee and admin fee
S$1,000
Daily overseas ATM withdrawal limit

amaze Wallet

  • Top up with PayNow, Apple Pay or Auto Top-up
  • 0% FX markup on foreign currency spend
  • Earns InstaPoints for cashback or miles
  • Withdraw cash at overseas ATMs

amaze Link

  • Link up to 5 Mastercard credit or debit cards
  • No top-ups; FX spread typically up to 2.1%
  • Keep your linked card's own rewards
  • No InstaPoints; 1% fee on SGD spend
ℹ️amaze also includes Mastercard benefits such as up to US$100,000 travel medical insurance, plus up to 20% off travel eSIM data in the Instarem app.
Who qualifies

Can you use the amaze referral code?

The referral reward is for brand-new Instarem customers. amaze is currently available in Singapore only.

You qualify if

  • You are a Singapore resident aged 18 or above
  • You have never had an Instarem account
  • You sign up with JxU1zN or the referral link
  • You complete S$100 amaze spend or a S$1,000+ transfer

You don't qualify if

  • You already have an Instarem account
  • You already used a different referral code
  • You open a second account in your own name
  • Your qualifying transaction is cancelled or refunded
✅It doesn't matter whether you end up using amaze Wallet, amaze Link or only money transfers — the 2,000 InstaPoints reward is the same.
FAQ

amaze referral code FAQ

New users who sign up with amaze referral code JxU1zN (or the amaze referral link on this page) get 2,000 InstaPoints, worth S$25, once they complete a qualifying transaction. Instarem also gives referred users a special discount on the transfer fee of their first overseas money transfer. The 2,000 InstaPoints can be redeemed as S$25 cashback to your amaze Wallet, about 666 KrisFlyer miles, or S$25 off a money transfer above S$1,000.
Either works, as long as the referral is attached when you create your Instarem account. Tapping the amaze referral link on your phone opens the Instarem app sign-up with code JxU1zN already applied. If you download the app yourself, enter JxU1zN in the referral code field during sign-up. Only one referral code can be used per sign-up.
You need to complete either a total of at least S$100 in spend on your amaze card, or a single overseas money transfer of at least S$1,000 through Instarem. Signing up alone does not trigger the reward. If you have not transacted within about 7 days of signing up, Instarem sends you a reminder. Cancelled, declined or refunded transactions do not count.
The referral reward is for new Instarem users who have never held an Instarem account. The amaze card itself is available to Singapore residents aged 18 and above, and you need a registered and approved Instarem account to apply for it. Existing Instarem users and anyone creating a second account cannot use a referral code.
The referral code has to be applied when you create your Instarem account, so it generally cannot be added afterwards. If you forget it, you will not receive the 2,000 InstaPoints referral reward. The easiest way to avoid this is to open the amaze referral link on your phone, which applies code JxU1zN automatically.
The 2,000 InstaPoints post to your InstaPoints balance after your qualifying transaction is completed, and the referral shows as Completed in the app. You can redeem 2,000 InstaPoints for S$25 cashback to your amaze Wallet once per calendar month, redeem 1,000 InstaPoints for S$5 cashback any number of times, convert to KrisFlyer miles at 3 InstaPoints to 1 mile (minimum 1,200 points), or take S$25 off a transfer above S$1,000. InstaPoints expire 12 months after they are credited.
No. Instarem allows only one referral code per sign-up, and its amaze Best of Both Worlds promotion (8 September to 20 October 2026) is tied to its own listed codes such as AMAZE25. Signing up with JxU1zN gives you the standard referral reward of 2,000 InstaPoints (S$25) plus the first-transfer fee discount, with no promotion end date stated.
Instarem is a brand of Nium Pte. Ltd., which is regulated by the Monetary Authority of Singapore (MAS) as a Major Payment Institution under Licence No. PS20200276. amaze is a Mastercard, so it is accepted wherever Mastercard is. Instarem is not a bank, so amaze Wallet balances are not deposits and are not covered by SDIC deposit insurance.

Regulatory notice

Instarem is a brand operated by Nium Pte. Ltd. and its subsidiaries. In Singapore, Nium Pte. Ltd. is regulated by the Monetary Authority of Singapore as a Major Payment Institution (Licence No. PS20200276) under the Payment Services Act 2019. Nium is not a bank. Funds held in your amaze Wallet are e-money, not deposits, and are not insured under the Deposit Insurance Scheme administered by the Singapore Deposit Insurance Corporation (SDIC).

Get S$25 with the amaze referral link.

2,000 InstaPoints after S$100 amaze card spend or a S$1,000 transfer, plus a discount on your first transfer fee. Updated 8 Oct 2026 — ongoing, no stated expiry.

JxU1zN
Sign up with my amaze referral link →
More codes

More Singapore referral codes

Stacking sign-up bonuses across your banking, investing, travel, and crypto apps? Here are the other verified referral codes we track.

HeyMax referral code Crypto.com referral code Longbridge referral code IBKR referral code Webull referral code MariBank referral code YouTrip referral code GXS Bank referral code DeCard referral code Trust Bank referral code Chocolate Finance referral code KrisPlus referral code Syfe referral code uSMART referral code Tiger Brokers referral code Revolut referral code View full SG referral codes
✓ Code copied — JxU1zN