uSMART Referral Code [9smd] — Up to S$2,000 Welcome Rewards (Nov 2026)

Q: What do I get with uSMART referral code 9smd in November 2026?

New users who sign up with code 9smd by 31 December 2026 and open a Standard or Intel account can get welcome rewards worth up to S$2,000. That is a cash voucher package worth up to S$1,980 over 6 months (sized by your deposit tier and monthly trades), a 0.02 TSLA fractional share voucher (uSMART puts its value at about S$9), and S$14 in new user cash vouchers (7 × S$2). The best value tier for most people is a S$10,000 deposit with 5 trades a month, which unlocks S$50 a month for 6 months (S$300). If that is too much, we suggest depositing at least S$2,500. All rewards are subject to uSMART's terms and are not guaranteed.

Q: Who qualifies for the uSMART welcome rewards?

You qualify if you are a Singapore resident aged 18 or above (Singapore Citizen, PR, or holder of a valid EP, WP, LTVP, S Pass or Dependant's Pass) opening a uSMART SG account for the first time, with no past account at uSMART or any uSMART affiliate. An existing uSMART SG client who has never deposited any money since opening the account also counts as a new user. The cash voucher package and the TSLA share voucher only apply to Standard and Intel accounts.

Q: What happens if I forget to enter the referral code?

Enter code 9smd when you register, or open the referral link so the code is filled in for you. A referral code cannot be added after your account is open. If you missed it, contact uSMART support before you deposit, but there is no guarantee they can link it afterwards.

Q: How do the monthly cash vouchers unlock?

You get 6 monthly cash vouchers and can unlock at most one per month. In each reward month you must complete the required number of qualifying trades for your tier and keep your tier's qualifying assets for 30 consecutive days. An unlocked voucher must be used by the 8th day of the following month or it expires. Trades from other months cannot make up a shortfall.

Q: When does my 6-month reward period start?

The 6 reward months start in the month after you meet the deposit requirement and activate the package. uSMART's own example: activate on 5 October 2026 and the reward months run from November 2026 to April 2027. So if you activate in November 2026, your reward months run from December 2026 to May 2027. You must pick one of the 5 package options within its 90-day validity, or Package 1 is issued automatically.

Q: Can I get rewards from more than one deposit tier?

No. Each user gets rewards under one deposit tier only, and tiers cannot be stacked. If you meet more than one tier, only the highest eligible tier applies. Your qualifying deposit is your net deposits minus withdrawals, converted to SGD if you fund in another currency.

How to Claim in 4 Steps

Open the referral link above so the code is filled in, or enter 9smd in the referral code field when you register in the uSMART SG app. Do this before you submit, because a code cannot be added later.

Open a Standard or Intel account

Finish account opening with Singpass MyInfo and pick Standard or Intel. The cash voucher package and the TSLA share voucher only apply to these two account types. Your rewards appear under Me → My Rewards after registration.

Deposit, activate the package and pick your tier

Deposit at least S$2,500, or aim for S$10,000 (S$300 in total, our best value pick), then activate the cash voucher package and choose one of its 5 options within 90 days. If you don't choose, Package 1 is issued automatically.

Trade and keep your deposit every month

From the month after activation, complete your tier's qualifying trades each month and keep your tier's assets for 30 consecutive days to unlock that month's voucher. Use each unlocked voucher by the 8th of the following month.

Welcome Reward Tiers — S$10,000 Is Best Value

Deposit (SGD)	Monthly Voucher	Term	Total (SGD)	Trades / Month
S$1,000	S$6	6 months	S$36	2
S$2,000 Deposit S$2,500+	S$30	6 months	S$180	3
S$10,000 ⭐ Best Value	S$50	6 months	S$300	5
S$100,000	S$200	6 months	S$1,200	8
More than S$500,000	S$330	6 months	S$1,980 Max	10

ℹ️These new-user rewards can only be claimed once per user, so it pays to aim for the S$10,000 best value tier. If you are going for the S$1,000 or S$2,000 tier, please deposit at least S$2,500 anyway: you still get your tier's vouchers, and it lets DLCuration earn its referral reward. You get rewards under one deposit tier only. Your qualifying deposit is your net deposits minus withdrawals. Each month you must complete your tier's trades and keep your tier's assets for 30 consecutive days. A month you miss is lost, and trades from other months cannot make it up.

💡 How Much Should You Deposit?

✓ Suggested Minimum

Deposit at least S$2,500

S$2,500+

cumulative net deposit

If S$10,000 is more than you want to put in, please deposit at least S$2,500, even if you are only aiming for the S$1,000 or S$2,000 tier. Under uSMART's referral terms, the referrer's reward (a S$75 cash voucher plus stock lucky draw tickets) only unlocks once a referred friend's cumulative net deposit reaches S$2,500. When you use code 9smd, that is what lets DLCuration earn its referral reward and keep this site free. It costs you nothing extra, and you still get uSMART's welcome rewards for your deposit tier.

💡"Net deposit" means deposits minus withdrawals, so keep the S$2,500 in your account rather than moving it out soon after. Only deposit money you are comfortable investing.

⭐ Best Value · Our Pick

Deposit S$10,000 · Trade 5×/month

S$50

per month

S$300

over 6 months

You can only claim these new-user rewards once, so make it count. If you already hold a portfolio or want to move one across, S$10,000 with 5 trades a month (about one a week) unlocks S$50 a month, or S$300 over 6 months. That is about 3% on your deposit over 6 months in vouchers, before any market gains or losses, and it clears the S$2,500 referral mark too. The S$100,000 and S$500,000 tiers pay more in total but need far more capital and more trades each month.

📊Check uSMART's current fee schedule before you trade, so the cost of 5 trades a month doesn't eat into your S$50 voucher.

Join uSMART with code 9smd →

🎁 Extra S$30 Bonus From DLCuration

DLCuration exclusive

Deposit S$2,500+ and trade once, get S$30 in e-vouchers from us

As a thank you for supporting this site, DLCuration will give you S$30 worth of e-vouchers on top of uSMART's own welcome rewards when you:

Sign up as a new uSMART user with code 9smd (or our referral link) by 31 Dec 2026
Reach a cumulative net deposit of at least S$2,500 (deposits minus withdrawals) within 30 calendar days of your first deposit
Complete at least 1 qualifying buy or sell trade within those 30 days

How to claim: once you meet the criteria, email dlcuration@gmail.com or use our contact form with the subject "uSMART 9smd S$30 bonus". Include your name as registered with uSMART, your sign-up date and the last 4 digits of your registered mobile number. Please don't send passwords or full account numbers.

⚠️This bonus is from DLCuration, not uSMART. It is issued only after DLCuration checks that your account meets the criteria with our uSMART account manager, and by claiming you agree to that check. One bonus per person. E-vouchers are not exchangeable for cash. DLCuration may decline claims that do not meet the criteria or look like abuse, and may change or end this bonus at any time; our decision is final.

Everything in Your Welcome Package

🎟️

5-in-1 Cash Voucher Package

S$36 to S$1,980 over 6 months

Your main reward: 6 monthly cash vouchers sized by your deposit tier (see the table above). The 6 reward months start the month after you activate the package, so activating in November 2026 gives you December 2026 to May 2027.

⚠️Each unlocked voucher must be used by the 8th day of the following month. Unused vouchers expire and are not reissued, extended or paid out in cash.

📈

0.02 TSLA Fractional Share Voucher

uSMART reference value about S$9

Unlocked when you complete account opening on a Standard or Intel account. The real value moves with Tesla's share price and the exchange rate, so it can be higher or lower than S$9 when you receive it.

💡Find it under Me → My Rewards in the uSMART SG app and use it within the validity shown there.

💵

New User Cash Vouchers (7 × S$2)

Up to S$14

One S$2 cash voucher for each of these actions during the promotion period:

① Make your first deposit (any amount)
② Complete one US stock option trade
③ Complete one US fractional share trade
④ Complete one trade using any SMART Order
⑤ Upgrade to an Intel account and keep it for 30 days
⑥ Complete one trade using SMART Plan
⑦ Complete a buy or sell in FX, gold, virtual assets or stock CFDs

ℹ️Vouchers ① to ⑥ are issued to your account when you register and activate when you meet each condition. Voucher ⑦ is issued within 7 working days after you meet the condition and contact your uSMART Relationship Manager to register it.

✅

What Counts as a Qualifying Trade

US stocks, new shares, HK stocks, options, US fractional shares

A qualifying trade is a successfully executed buy or sell in those products. Cancelled, rejected or unfilled orders don't count.

⚠️uSMART's written terms set the minimum at S$1 per trade, but the FAQ on the same page says US$1. Keep each trade at US$1 or more to be safe.

Who Qualifies

✅ You qualify if

You are a Singapore resident aged 18 or above: a Singapore Citizen, PR, or holder of a valid EP, WP, LTVP, S Pass or Dependant's Pass
You are opening a uSMART SG account for the first time and have never held an account with uSMART or any uSMART affiliate
Or you already have a uSMART SG account but have never deposited any money into it
You open a Standard or Intel account (needed for the cash voucher package and the TSLA voucher)
You sign up between 1 Oct and 31 Dec 2026 with code 9smd or the referral link

❌ You don't qualify if

You have already deposited into an existing uSMART SG account
You held an account with uSMART or any uSMART affiliate before
You only open an account type other than Standard or Intel (no cash voucher package or TSLA voucher)
You register without the code or link and try to add it after the account is open
uSMART finds abuse, such as fake trades, trades with no real economic purpose, or multiple accounts. It can cancel and claw back rewards

Frequently Asked Questions

New users who sign up with code 9smd by 31 December 2026 and open a Standard or Intel account can get welcome rewards worth up to S$2,000. That is a cash voucher package worth up to S$1,980 over 6 months (sized by your deposit tier and monthly trades), a 0.02 TSLA fractional share voucher (uSMART puts its value at about S$9), and S$14 in new user cash vouchers (7 × S$2). The best value tier for most people is a S$10,000 deposit with 5 trades a month, which unlocks S$50 a month for 6 months (S$300). If that is too much, we suggest depositing at least S$2,500. All rewards are subject to uSMART's terms and are not guaranteed.

Under uSMART's referral terms, the person who referred you only receives their referral reward (a S$75 cash voucher, plus stock lucky draw tickets) after your cumulative net deposit reaches at least S$2,500. If you sign up with code 9smd, depositing S$2,500 or more is what lets DLCuration earn that referral reward, which helps keep this free site running. It does not cost you anything extra, and your own welcome rewards follow uSMART's deposit tiers. As a thank you, DLCuration also gives S$30 in e-vouchers to referees who reach S$2,500 and make 1 trade within 30 days of their first deposit (see how to claim). Only deposit money you are comfortable investing.

You qualify if you are a Singapore resident aged 18 or above (Singapore Citizen, PR, or holder of a valid EP, WP, LTVP, S Pass or Dependant's Pass) opening a uSMART SG account for the first time, with no past account at uSMART or any uSMART affiliate. An existing uSMART SG client who has never deposited any money since opening the account also counts as a new user. The cash voucher package and the TSLA share voucher only apply to Standard and Intel accounts.

Enter code 9smd when you register, or open the referral link so the code is filled in for you. A referral code cannot be added after your account is open. If you missed it, contact uSMART support before you deposit, but there is no guarantee they can link it afterwards.

You get 6 monthly cash vouchers and can unlock at most one per month. In each reward month you must complete the required number of qualifying trades for your tier and keep your tier's qualifying assets for 30 consecutive days. An unlocked voucher must be used by the 8th day of the following month or it expires. Trades from other months cannot make up a shortfall.

The 6 reward months start in the month after you meet the deposit requirement and activate the package. uSMART's own example: activate on 5 October 2026 and the reward months run from November 2026 to April 2027. So if you activate in November 2026, your reward months run from December 2026 to May 2027. You must pick one of the 5 package options within its 90-day validity, or Package 1 is issued automatically.

A qualifying trade is a successfully executed buy or sell in eligible products: US stocks, new shares, Hong Kong stocks, options and US fractional shares. The written terms set the minimum at S$1 per trade, while the FAQ on the same uSMART page says at least US$1, so keep each trade at US$1 or more to be safe. Cancelled, rejected or unfilled orders do not count.

No. Each user gets rewards under one deposit tier only, and tiers cannot be stacked. If you meet more than one tier, only the highest eligible tier applies. Your qualifying deposit is your net deposits minus withdrawals, converted to SGD if you fund in another currency.

uSMART Securities (Singapore) Pte. Ltd. (UEN 202110113K) holds a Capital Markets Services Licence (CMS101161) from the Monetary Authority of Singapore. It is a brokerage, not a bank, so your cash and investments are not covered by SDIC deposit insurance. Investing carries risk, including possible loss of the money you put in. This page is not financial advice.

Regulatory & Disclosure

uSMART Securities (Singapore) Pte. Ltd. (UEN: 202110113K, CMS Licence No. CMS101161) is licensed by the Monetary Authority of Singapore (MAS) to deal in capital markets products. uSMART is a brokerage, not a deposit-taking bank, and client money and investments are not covered by the Singapore Deposit Insurance Corporation (SDIC). This page contains a referral code. Under uSMART's "Invite Friends, Earn Rewards Together" terms, DLCuration may receive a S$75 cash voucher and stock lucky draw tickets (prize value up to about S$464, not guaranteed) when a friend who signs up with code 9smd reaches a cumulative net deposit of at least S$2,500; the lucky draw tickets also need 30 days of qualifying assets and one qualifying trade. Reward figures come from uSMART's 2026 Q4 New User Welcome Rewards (Singapore Region) terms, valid 1 October to 31 December 2026, and uSMART may change or end the promotion without notice. This is not financial advice. This advertisement has not been reviewed by the Monetary Authority of Singapore.

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worth up to
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