amaze lets you spend overseas on your favourite miles card without the bank’s 3.25% foreign currency fee. It is one of the cheapest ways to earn miles abroad. It is not the cheapest way to spend abroad, and the rules on which cards earn have tightened.
Atome splits a purchase into three interest-free payments, and for disciplined shoppers it is genuinely free. The costs sit in the late fees, the longer plans and the habit of spending more than you planned.
The Crypto.com Exchange is the cheaper, order-book side of the Singapore-based crypto giant. Fees are far lower than in the App, and the company is MAS-licensed. But Singapore’s retail crypto rules limit what you can use, and the best fees need volume or CRO.
Kris+ is Singapore Airlines’ everyday rewards app: pay at a partner and earn KrisFlyer miles on top of your credit card. It is free and still worth having, but earn rates have fallen by almost half since 2024, and the 21-day transfer rule catches people out.
Tailoring a resume and cover letter for every job takes about two hours, so most people send the same one everywhere. AI can cut that to 30 minutes per application — if it works from your real experience, not its imagination.
The scam call used to come from a stranger with a bad line. Now it can be a video call with a face you know and a voice that sounds right. Here is the seven-step check that works even when the fake looks real.
Take a SkillsFuture AI course and you can get six months of a premium AI tool for free. The catch is that you get one choice, it is final, and the five options are worth very different amounts. Here is how to pick.
Open offices were meant to bring people together. When researchers tracked two companies after the move, face-to-face talk fell by about 70% and email rose. People still lost their focus. The fix is not better willpower at your desk — it is deciding where and when your hardest work happens before you badge in.
Most desk upgrades sold as “productivity” cost more than the work they save. A sore neck, a dead battery at 3pm and a tangle of cables under the table are cheaper to fix than you think. I found eight that cost less than a team lunch — and three that need an extra purchase first.
