Q: What steps should I complete, and by when?

Sign up through the link and verify your identity, add money by card, Apple Pay, Google Pay or bank transfer, order a physical Revolut card, and make 3 card purchases of at least S$10 each. Complete them by 28 Oct 2026, when Revolut's October referral campaign ends. Gambling, gift cards and transfers do not count as purchases, and transfers from other Revolut users do not count as adding money.

Q: Are there any fees I should know about on the Standard plan?

The Standard plan itself is free, and your first physical card is free but a card delivery fee applies (shown in the app before you order). A 1% fee applies to exchanges on weekends and to exchanges above the S$5,000 monthly limit. Overseas ATM withdrawals above S$350 or 5 withdrawals a month cost 2% or S$1.49, whichever is higher. Your first card top-up is free; later top-ups from some debit cards carry a small surcharge, while top-ups from Singapore bank accounts are free.

Q: Can I combine this with other Revolut promotions?

Yes — joining through a referral link does not stop you from taking up Revolut's own in-app offers. New users may be invited to claim the first month of a paid plan with the fee waived, which must be claimed within 72 hours of opening the account; paid plans renew at the normal monthly rate unless you cancel. These offers are invitation-based, so check the Plan dashboard in your app.

Q: Can I cancel or close the account afterwards?

You can close a Revolut Standard account at any time, as there is no subscription fee. Closing the account within 14 days of opening it, cancelling your card before it arrives, or refunding a qualifying purchase reverses the referral steps under Revolut's referral terms.

Q: Is my money safe with Revolut in Singapore?

Revolut Technologies Singapore Pte. Ltd. is regulated by the Monetary Authority of Singapore (MAS) as a Major Payment Institution (licence no. PS20200326). It is not a bank, so money in your Revolut account is not a deposit and is not insured by SDIC; instead, e-money issuers must safeguard customer money under the Payment Services Act 2019. Investments are provided by Revolut Securities Singapore Pte. Ltd., a MAS Capital Markets Services licensee, and carry capital risk.

Question 1

What do I get when I sign up with this Revolut referral link?

Accepted Answer

You get a free Revolut Standard account (S$0 a month) with currency exchange of up to S$5,000 per month in 30+ currencies at no additional fee on weekdays, up to S$350 a month of overseas ATM withdrawals with no Revolut fee, a free virtual card and free instant transfers to other Revolut users. Revolut Singapore does not pay a separate cash sign-up bonus to new users who join through a referral link. Any extra new-user offer, such as a waived first month on a paid plan, is shown to you in the app if Revolut selects you for it.

Question 2

Is there a Revolut referral code I need to enter?

Accepted Answer

No. Revolut uses referral links, not codes, in Singapore — the referral is attached automatically when you tap the link and sign up from it. There is no field to type a code into. Open the link on your phone before you download the app, so the sign-up is tracked from the start.

Question 3

Who qualifies as a new Revolut user?

Accepted Answer

You must not have an existing or previous Revolut Personal account with any Revolut entity worldwide, and you must be eligible to open a Revolut Personal account in Singapore. Revolut <18 (Kids & Teens) sign-ups are not eligible. If you have already created a Revolut account without this link, it cannot be linked afterwards.

Question 4

What steps should I complete, and by when?

Accepted Answer

Sign up through the link and verify your identity, add money by card, Apple Pay, Google Pay or bank transfer, order a physical Revolut card, and make 3 card purchases of at least S$10 each. Complete them by 28 Oct 2026, when Revolut's October referral campaign ends. Gambling, gift cards and transfers do not count as purchases, and transfers from other Revolut users do not count as adding money.

Question 5

Are there any fees I should know about on the Standard plan?

Accepted Answer

The Standard plan itself is free, and your first physical card is free but a card delivery fee applies (shown in the app before you order). A 1% fee applies to exchanges on weekends and to exchanges above the S$5,000 monthly limit. Overseas ATM withdrawals above S$350 or 5 withdrawals a month cost 2% or S$1.49, whichever is higher. Your first card top-up is free; later top-ups from some debit cards carry a small surcharge, while top-ups from Singapore bank accounts are free.

Question 6

Can I combine this with other Revolut promotions?

Accepted Answer

Yes — joining through a referral link does not stop you from taking up Revolut's own in-app offers. New users may be invited to claim the first month of a paid plan with the fee waived, which must be claimed within 72 hours of opening the account; paid plans renew at the normal monthly rate unless you cancel. These offers are invitation-based, so check the Plan dashboard in your app.

Question 7

Can I cancel or close the account afterwards?

Accepted Answer

You can close a Revolut Standard account at any time, as there is no subscription fee. Closing the account within 14 days of opening it, cancelling your card before it arrives, or refunding a qualifying purchase reverses the referral steps under Revolut's referral terms.

Question 8

Is my money safe with Revolut in Singapore?

Accepted Answer

Revolut Technologies Singapore Pte. Ltd. is regulated by the Monetary Authority of Singapore (MAS) as a Major Payment Institution (licence no. PS20200326). It is not a bank, so money in your Revolut account is not a deposit and is not insured by SDIC; instead, e-money issuers must safeguard customer money under the Payment Services Act 2019. Investments are provided by Revolut Securities Singapore Pte. Ltd., a MAS Capital Markets Services licensee, and carry capital risk.

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