DeCard Referral · Ongoing Programme

Get $5 free
on your first
DeCard top-up

Sign up for DeCard via referral link or code. Top up a minimum of $50 within 30 days — you both get $5 credited to your DeCard accounts. No expiry on the programme.

Referral Code
sppEjC
Min. Top-Up
$50 USD
Within 30 days
of registration
Sign up with referral link

Both the referral link (code pre-applied) and manual code entry during sign-up work. Use either.

💵
$5
USD credited to
your DeCard
💰
$50
Minimum top-up
within 30 days
📅
10th
of following month
reward credited
Step by step

How to claim your $5

Four steps from sign-up to reward. The $50 top-up must happen within 30 days of registration — this is the most common reason rewards don't come through.

1
Sign up via referral link or enter code sppEjC

Click the referral link above — the invite code sppEjC is pre-applied automatically. Alternatively, go to thedecard.com, start registration, and enter sppEjC in the invite code field. You must be a new DeCard user who has never previously held a DeCard account.

Open sign-up link →
⚠️ Self-referrals and duplicate accounts are disqualified. The referred user must be genuinely new to DeCard — employees of DCS and their immediate family members are not eligible.
2
Successfully apply for a DeCard

Complete identity verification and apply for your DeCard — available as an SGD or USD card. Both variants are fully eligible for the referral programme. Your application must be approved for the referral to count.

ℹ️ DeCard is powered by D-Vault, an integrated stablecoin credit and repayment account. You can apply for the SGD or USD card — either qualifies for the referral reward.
3
Top up a minimum of $50 within 30 days of registration

This is the critical step. You must make a transfer or top-up of at least $50 USD equivalent within 30 days of your registration date. If you miss this window, neither party receives any reward — there is no extension.

⚠️ The 30-day clock starts from your registration date, not your card approval date. Register and top up promptly — do not wait until the end of the month.
4
$5 credited on the 10th of the following month

Once both criteria are met — account approved and $50 top-up completed within 30 days — the $5 reward is automatically credited to your DeCard account on the 10th day of the following month. No manual claim required.

✅ Rewards are credited automatically to your D-Vault / DeCard account. You can track your referral progress in the Referral Hub inside the DeCard app: D-Vault → Referral.
What is DeCard

Stablecoin spending,
real-world simplicity

DeCard is a next-generation payment card from DCS Card Centre — the company that evolved from Diners Club Singapore's 50+ year card-issuing heritage. Spend stablecoins anywhere Mastercard is accepted.

₿
Stablecoin-powered spending

Top up with stablecoins and spend anywhere Mastercard is accepted globally. Your crypto, usable in the real world — no conversion friction.

🌐
Global payments, SGD or USD

Choose between SGD or USD denomination. Both cards earn referral rewards. Spend internationally at competitive rates with your DeCard Mastercard.

🏛️
Backed by 50+ years of heritage

DCS Card Centre evolved from Diners Club Singapore — one of Asia's most established card issuers. DeCard blends that institutional trust with Web3 innovation.

🔒
D-Vault credit system

Powered by D-Vault — DeCard's integrated account system that handles spending, repayment, and referral tracking in one place. Full financial visibility in the app.

Referral tiers

The more you refer,
the more you earn

DeCard's referral programme has three tiers that unlock as your referral count grows. Every user starts at Tier 1 — there is no cap on the number of referrals you can make.

Tier 1 · All Users
Everyone starts here
$5 per successful referral

Example: 10 referrals → 10 × $5 = $50 total
Tier 2 · 100+ Referrals
100+ successful referrals
$5 per referral + 0.2% cashback on all referees' total DeCard spending*

Example: 150 referrals + $50K spend → $750 + $100 = $850
Tier 3 · 1,000+ Referrals
1,000+ successful referrals
$5 per referral + 0.2% on referees' spend + 0.1% on referees' referees' spend*

*Cashback valid for 12 months from referral qualification date
ℹ️ As a new user signing up today, you will receive the standard $5 Tier 1 referee reward upon meeting the criteria. The tier structure above applies to the referrer (the person sharing the code) as their referral network grows.
✦ DLCuration
⭐ Exclusive Bonus

Win up to $50
just for signing up

Fully funded by DLCuration — completely separate from DeCard's own programme. Send one email after your top-up and you're in.

🗓️ Every Month 🎁
Monthly Lucky Draw
$5

One winner drawn from all verified monthly entrants. Draw closes at 23:59 on the last day of each calendar month.

🏆 Annual Grand Draw 🎊
Annual Grand Prize
$50

All monthly entrants are auto-enrolled. No extra steps. Grand draw concludes 31 December at 23:59 SGT.

Winner's choice of reward

🛒 Amazon Gift Card
🛍️ NTUC FairPrice
🏪 Sheng Siong
🏬 CapitaLand Mall

📬 How to enter

1
Sign up for DeCard using the referral link or code sppEjC on this page and complete your first top-up of $50 or more.
2
Send an email to dlcuration@gmail.com using the exact subject line format shown below.
3
We verify your entry against DeCard's referral records. You're entered into that month's draw — and automatically enrolled in the annual grand draw.
4
Winners are contacted by email within 7 days of the draw. You choose your e-voucher or gift card from the available options.

Campaign T&Cs

  • This bonus campaign is funded entirely by DLCuration and is not affiliated with, endorsed by, or administered by DeCard or DCS Card Centre Pte Ltd.
  • Monthly draw period: 00:00 on the 1st to 23:59 on the last day of each calendar month (SGT).
  • Annual grand draw closes at 23:59 on 31 December each year (SGT).
  • Eligibility requires verified sign-up via referral link or code sppEjC and confirmed first top-up of $50 or more, verifiable via DeCard referral records.
  • One entry per person. Winning a monthly draw does not remove you from the annual grand draw — both prizes are independent.
  • Winners contacted by email within 7 days of draw date. Must respond within 14 days or prize is forfeited.
  • DLCuration reserves the right to modify or terminate this campaign at any time. Changes posted on this page.
  • E-vouchers and gift cards delivered electronically to the winner's email address.
FAQ

Common questions

Based on official DeCard help documentation and programme T&Cs.

You receive $5 USD credited to your DeCard account once you top up a minimum of $50 within 30 days of registration. The reward is credited on the 10th day of the following month after all criteria are met. Both the SGD Card and USD Card are eligible.
Yes. You must make a transfer or top-up of at least $50 (USD equivalent) within 30 days of registration for the referral to qualify. If this requirement is not met within the 30-day window, neither party receives any reward and there is no extension.
Rewards are credited on the 10th day of the month following the month in which all criteria were met. For example, if you complete your $50 top-up in May 2026, the $5 reward is credited on 10 June 2026. No manual claim is required — it is credited automatically.
Yes. Both methods work. The referral link at thedecard.com/dcscc/en/signup?ref=sppEjC takes you to the sign-up page with the code pre-applied. Alternatively, enter the code sppEjC manually in the invite code field during registration. Either method counts as a valid referral.
Yes. The DeCard USD Card is fully eligible for the referral programme. Whether you apply for the SGD Card or the USD Card, the application counts as a valid referral and both parties receive $5 once all criteria are met.
The DLCuration bonus campaign is a separate, independently funded initiative by DLCuration — not affiliated with DeCard. After signing up via the referral link or code and completing your first top-up, email dlcuration@gmail.com with your last 4 phone digits and date of first top-up to enter. Monthly winners receive up to $5. All entrants are automatically enrolled in an annual grand draw for up to $50. Prizes are Amazon Gift Card, NTUC FairPrice, Sheng Siong, or CapitaLand Mall e-vouchers — winner's choice.
The referred user must be a new DeCard customer who has never previously held a DeCard account. Self-referrals, duplicate accounts, and fraudulent activities are disqualified — DCS reserves the right to claw back rewards if fraud is detected. Employees of DCS, its subsidiaries and affiliates, and their immediate family members are not eligible.
DeCard is a next-generation payment card from DCS Card Centre Pte Ltd — the company that evolved from Diners Club Singapore's 50-year card-issuing heritage. It is designed for seamless stablecoin spending in the real world. Users top up with stablecoins and spend anywhere Mastercard is accepted. It is available as an SGD or USD card and powered by D-Vault, DeCard's integrated credit and repayment system.

Sign up for DeCard.
Earn $5 free. Enter
for even more.

Use the referral link or enter code sppEjC during sign-up. Top up $50 within 30 days. Then email us to enter the DLCuration monthly and annual bonus draw.

sppEjC


Sign up for DeCard — Get $5

Referral code: sppEjC · $50 top-up within 30 days required · Reward credited 10th of following month

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