For every successful referral. Sign up with referral code 8ZUU96EA and earn S$8–S$15 cash depending on the product, plus up to S$100 in new user rewards and up to 2.88% p.a. daily interest. Referring a business owner? Get S$28 instantly.
MariBank's August 2026 referral rewards at a glance — referral code, all four payout tiers, and this month's new user bonuses.
Step by step
How to claim up to S$15
Pick the product that suits you — each tier pays a different amount, from S$8 for a Mari Savings Account up to S$15 for the Mari Credit Card or Instant Loan Bundle. Either way, enter referral code 8ZUU96EA during your first application or you lose the reward.
1
Download the MariBank app
Available on the App Store and Google Play. MariBank is a digital-only bank — there are no branches. Everything is done through the app.
Four tiers to choose from, each with its own reward for both you and your friend:
Mari Savings Account — S$8: A standalone savings account, no bundling required.
Mari Invest Bundle — S$8: Includes a Mari Savings Account.
Mari Credit Card Bundle — S$15: Includes a Mari Savings Account and Mari Credit Card, and unlocks up to S$100 in credit card welcome rewards.
Instant Loan Bundle — S$15: MariBank's instant personal loan product, bundled with a Mari Savings Account.
⚠️This must be your first ever application for the relevant MariBank product. Bundled tiers require the bundled application — applying for the components separately will not qualify for the bundle reward.
3
Enter referral code 8ZUU96EA in the Referral / Promo Code field
During the application, you will see a field labelled "Have a Referral / Promo Code? Enter your code here." Type the code exactly as shown. This step is critical — entering it incorrectly or leaving it blank means neither you nor the referrer receives any reward, regardless of which tier you're applying for.
8ZUU96EA
← tap to copy
⚠️If you leave this field blank or enter a wrong code, the reward cannot be added retroactively. There is no way to apply the code after submission of your first application.
4
Get your application approved — reward credited to your account
Once your application is approved during the promotion period (1–31 August 2026), you qualify for the referee reward — S$8 for the Mari Savings Account or Mari Invest Bundle, or S$15 for the Mari Credit Card Bundle or Instant Loan Bundle. Cash is credited to your Mari Savings Account after approval.
✅MariBank will notify you via the app when your cash reward has been credited to your Mari Savings Account. Keep your account open and in good standing.
Your rewards
Refer & Get Rewarded — what each tier pays
MariBank's referral promotion pays the same cash amount to you and your friend, no matter who signs up first. Choose the product that fits and both of you get rewarded.
Referral reward · Mari Savings Account
S$8 Cash — Each
S$8
Credited to your Mari Savings Account when your friend opens a standalone Mari Savings Account using referral code 8ZUU96EA. The simplest path to a referral reward.
Referral reward · Mari Invest Bundle
S$8 Cash — Each
S$8
The Mari Invest Bundle includes a Mari Savings Account. S$8 cash is credited to both of you once the bundle is approved.
Referral reward · Mari Credit Card Bundle
S$15 Cash — Each
S$15
Includes a Mari Savings Account and Mari Credit Card. Credited to both of you upon successful bundle approval — and unlocks up to S$100 in Mari Credit Card new user rewards below.
Referral reward · Instant Loan Bundle
S$15 Cash — Each
S$15
MariBank's Instant Loan Bundle, including a Mari Savings Account. S$15 cash is credited to both of you upon approval.
Mari Credit Card · New User Rewards
Up to S$100 Welcome Rewards
S$100
Applies when you take the Mari Credit Card Bundle path. Includes S$30 welcome cashback (10% cashback) when you spend min. S$300 with your Mari Credit Card within 30 days of card approval (excludes Mari Credit Card Instant Checkout on Shopee). Plus a S$70 Shopee voucher pack when you use Mari Credit Card Instant Checkout on Shopee. Welcome cashback is available to new Mari Credit Card holders approved by 31 December 2026 who fulfil the promotion mechanics. T&Cs apply.
Know a business owner? · Mari Business Account
S$28 Cash, Credited Instantly — Each
S$28
MariBank now lets you refer small business owners too. Get S$28 instantly for every successful Mari Business Account referral — and your friend gets S$28 too. For new MariBank customers only.
New user promotions
Additional rewards for first-time MariBank users
On top of the referral cash, new MariBank users unlock these promotions across different products.
Mari Savings Account · x Shopee VIP
Daily Interest, Credited Daily
2.88% p.a.
Earn up to 2.88% p.a. interest credited daily to your Mari Savings Account under the MariBank x Shopee VIP promotion. Subject to the Mari Savings Account Bonus Interest Promotion T&Cs.
ℹ️Deposits in the Mari Savings Account are insured up to S$100,000 by the Singapore Deposit Insurance Corporation (SDIC). The Mari Savings Account has a maximum deposit cap of S$100,000.
Mari Savings Account · Base Rate
Daily Interest, No Conditions
0.88% p.a.
Guaranteed base interest rate on the Mari Savings Account, calculated daily and credited daily — no minimum balance, no hoops. The 2.88% p.a. rate above is this base rate plus the Shopee VIP bonus.
💡Keep your Mari Savings Account open and in good standing after the promotion period ends, or your referral reward may be forfeited.
Who qualifies
Eligibility requirements
Check this before applying. Missing any one condition means no referee reward.
✅ You must meet all of these
Applying for one of the four eligible products for the first time: Mari Savings Account, Mari Invest Bundle, Mari Credit Card Bundle, or Instant Loan Bundle
Referral code 8ZUU96EA entered correctly in the Referral / Promo Code field of your application
Application submitted and approved during the promotion period: 1–31 August 2026
Keep all opened accounts open and in good standing after the promotion period ends
For business referrals: applying for a Mari Business Account as a new MariBank customer
❌ These disqualify you
Having any prior MariBank account for the product tier you are applying under
Leaving the Referral / Promo Code field blank or entering the wrong code
Applying for bundle components separately instead of as a single bundled application
Closing an opened account shortly after approval, before the minimum holding period required by MariBank's T&Cs
Using the referral code together with other MariBank promo codes during the same promotion period
ℹ️Using a referral code makes you ineligible for other MariBank promotional codes during the promotion period. However, you can still use third-party offers such as Shopee vouchers or Mastercard promotions available to MariBank cardholders.
FAQ
Common questions
Based on MariBank's August 2026 "Refer And Get Rewarded" promotion T&Cs, the Refer SMEs promotion T&Cs, and the First 30 Days Card Spend Promotion T&Cs.
MariBank's August 2026 promotion pays four tiers, with the same amount going to both you and your friend: Mari Savings Account — S$8 each, Mari Invest Bundle — S$8 each, Mari Credit Card Bundle — S$15 each, and Instant Loan Bundle — S$15 each. The promotion runs 1–31 August 2026. You also unlock new user rewards: up to 2.88% p.a. daily interest on your Mari Savings Account via the MariBank x Shopee VIP promotion, and up to S$100 in Mari Credit Card welcome rewards (Mari Credit Card Bundle path only). Know a business owner? You can also refer a Mari Business Account for an instant S$28 each.
A referee must be a new MariBank customer making their first successful application for the specific product tier — Mari Savings Account, Mari Invest Bundle, Mari Credit Card Bundle, Instant Loan Bundle, or (for the S$28 tier) a Mari Business Account.
If you enter a wrong referral code or leave the "Referral / Promo Code?" field empty in your first MariBank application, neither you nor the referrer will receive any reward. The code cannot be applied after the application is submitted. Double-check the field shows 8ZUU96EA before tapping submit.
Personal banking referral rewards (S$8 or S$15 depending on the tier) are credited to your Mari Savings Account after your friend's application is approved during the promotion period, 1–31 August 2026. The S$28 Mari Business Account referral reward is credited instantly. MariBank will notify you via the app when a reward has been credited. The S$30 Welcome Cashback for the Mari Credit Card is credited separately within 100 days of card approval.
No. Referees who use a referral code are ineligible for any other MariBank promotional codes and their associated rewards during the promotion period. You can still enjoy third-party offers — such as Shopee vouchers or Mastercard promotions — available to MariBank customers.
Four personal banking tiers: (1) Mari Savings Account alone earns S$8 cash each, simplest and no bundle required. (2) Mari Invest Bundle, which includes a Mari Savings Account, also earns S$8 each. (3) Mari Credit Card Bundle, including a Mari Savings Account and Mari Credit Card, earns S$15 each and unlocks up to S$100 in Mari Credit Card welcome rewards (S$30 welcome cashback on min. S$300 spend within 30 days, plus a S$70 Shopee voucher pack). (4) Instant Loan Bundle earns S$15 each. You cannot apply for bundle components separately and still qualify for the bundle reward.
Yes. MariBank Singapore Private Limited is licensed and regulated by the Monetary Authority of Singapore (MAS). Singapore dollar deposits are insured by the Singapore Deposit Insurance Corporation (SDIC) for up to S$100,000 in aggregate per depositor per Scheme member. The Mari Savings Account also has a maximum deposit cap of S$100,000. Foreign currency deposits, dual currency investments, structured deposits, and other investment products are not insured.
Deposit Insurance Scheme: Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Get up to S$15 cash the moment you're approved.
Download the MariBank app. Choose Mari Savings Account or Mari Invest Bundle (S$8), or Mari Credit Card Bundle or Instant Loan Bundle (S$15). Enter referral code 8ZUU96EA during your application.
