1–30 Nov 2026 · Refer & Get Rewarded

Get up to
S$15 cash
with MariBank.

Enter referral code 8ZUU96EA in your first application to get S$8 or S$15 cash depending on the product, plus up to S$80 in New to Card rewards and up to 3.08% p.a. daily interest.

Referral code

8ZUU96EA
Download the MariBank app New customers only · First 10,000 successful referrals · T&Cs apply
💵
S$8–15
Sign-up cash
by product
💳
Up to S$80
Mari Credit Card
New to Card rewards
📈
Up to 3.08%
p.a. interest
credited daily
MariBank referral code 8ZUU96EA November 2026 infographic: up to S$15 cash for new customers, S$8 or S$15 by product, up to S$80 New to Card rewards, up to 3.08% p.a. interest, valid 1–30 Nov 2026
MariBank referral code 8ZUU96EA — November 2026 rewards at a glance: every cash tier, the promo period, and how to claim.
Step by step

How to claim up to S$15

Pick the product that suits you, enter 8ZUU96EA in your first application, and get approved by 30 November 2026.

1
Download the MariBank app

Get it from the App Store, Google Play or Huawei AppGallery. MariBank is digital-only, so you apply in the app.

Go to MariBank.sg →
2
Choose your product and apply

Mari Savings Account — S$8: The savings account on its own.

Mari Invest Bundle — S$8: Mari Invest Account plus Mari Savings Account.

Mari Credit Card Bundle — S$15: Mari Credit Card plus Mari Savings Account.

Instant Loan Bundle — S$15: Instant Loan plus Mari Credit Card plus Mari Savings Account.

⚠️ Each bundle must be one single bundled application, and it must be your first successful application with MariBank. Applying for the products separately does not qualify for the bundle reward.
3
Enter referral code 8ZUU96EA

The "Referral / Promo Code" screen appears during your application, after you agree to the T&Cs. Type the code exactly as shown.

8ZUU96EA
← tap to copy
⚠️ A wrong code or an empty field in your first application means you are not eligible for any reward.
4
Get approved by 30 November 2026

Your application must be both submitted and approved between 1 and 30 November 2026. The S$8 or S$15 is paid into your Mari Savings Account. MariBank's site says it is credited instantly, and the promotion terms allow up to 2 months after the promotion ends.

✅ Keep your new accounts open and in good standing past 30 May 2027. MariBank can claw the reward back if an account closes within 6 months of the promotion ending.
Your rewards

What each option pays you

You receive one cash reward, based on what you apply for. The S$8 and S$15 tiers do not add together.

Sign-up cash · Mari Savings Account
S$8 cash
S$8

The simplest route. No credit application needed.

Sign-up cash · Mari Invest Bundle
S$8 cash
S$8

Opens a Mari Invest Account and a Mari Savings Account in one application.

Sign-up cash · Mari Credit Card Bundle
S$15 cash
S$15

Opens a Mari Credit Card and a Mari Savings Account, and puts you in line for the New to Card rewards below.

Sign-up cash · Instant Loan Bundle
S$15 cash
S$15

Opens an Instant Loan, a Mari Credit Card and a Mari Savings Account. MariBank also lists 100% interest cashback on a first 1-month loan ↗ for customers it invites, until 31 Dec 2026. That offer needs its own promo code, so do not count on combining it with a referral code.

Mari Credit Card · New to Card Rewards
Up to S$80 New to Card rewards
S$80

S$30 Welcome Cashback: spend at least S$300 on your card within 30 days of card approval. Mari Credit Card Instant Checkout on Shopee does not count. The card must be approved by 31 Dec 2026, and the cashback goes to your card account within 100 days of approval.

S$50 Shopee voucher pack: for Mari Credit Card Instant Checkout on Shopee, subject to the terms on each voucher. See full promotion details ↗

New user promotions

Interest on your
Mari Savings Account

The 3.08% p.a. headline stacks four rates and the biggest part lasts 30 days. Here is what you actually earn.

First 30 days · New users
Base + new user bonus
2.48% p.a.

0.88% p.a. base interest plus a 1.60% p.a. new user bonus. This is your rate with no other action.

💡 Reaches 3.08% p.a. with +0.40% for ShopeeVIP and +0.20% for salary crediting.
After 30 days
Base rate, more with bonuses
0.88% p.a.

Rises to 1.48% p.a. if you keep both ongoing bonuses. Interest is credited daily. The Bonus Interest Promotion runs until 31 Dec 2026, and MariBank's help centre says there is no cap on how much of your balance earns bonus interest. See full promotion details ↗

ℹ️ ShopeeVIP: link your Shopee account, keep an active subscription and tap "Claim" in the app. Salary: at least S$500 a month with a SALA or PAYNOW SALA code. Transfers from individuals do not count.
Who qualifies

Eligibility requirements

Check this before applying. Missing any one condition means no reward.

✅ You qualify if

  • You had no MariBank Personal Banking account before 1 Nov 2026
  • You enter 8ZUU96EA correctly in the "Referral / Promo Code?" field
  • Your application is submitted and approved within 1–30 Nov 2026
  • It is your first successful MariBank Personal Banking application
  • Your accounts stay open and in good standing past 30 May 2027
  • You are among the first 10,000 successful referrals in November

❌ You don't qualify if

  • You already held a MariBank Personal Banking account before 1 Nov 2026
  • You leave the code field empty or enter a wrong code
  • Your application is approved after 30 Nov 2026
  • You apply for bundle products separately instead of in one application
  • You close the account within 6 months of the promotion ending
ℹ️ The Mari Savings Account is open to Singaporeans, Permanent Residents and foreigners with a valid pass aged 16 and above. Mari Invest has its own requirements, including a minimum age of 18. All applications are subject to MariBank's approval.
ℹ️ Opening an account for your business instead? See our MariBank Business Account referral code page.
FAQ

Common questions

Based on MariBank's Refer & Get Rewarded (Nov 2026) terms, Bonus Interest Promotion terms and First 30 Days Card Spend terms.

You receive S$8 cash for a Mari Savings Account or Mari Invest Bundle, or S$15 cash for a Mari Credit Card Bundle or Instant Loan Bundle. Your application must be submitted and approved between 1 and 30 November 2026. You can also earn up to 3.08% p.a. daily interest on your Mari Savings Account, and up to S$80 in New to Card rewards if you get the Mari Credit Card.
You must have had no MariBank Personal Banking account before 1 November 2026, and this must be your first successful MariBank Personal Banking application. Personal Banking covers the Mari Savings Account, Mari Invest Account, Mari Credit Card and Instant Loan. MariBank decides who qualifies, and all applications are subject to its approval.
If you enter a wrong code or leave the "Referral / Promo Code?" field empty in your first application, you are not eligible for any reward. The promotion terms make no provision for adding a code later. Check that the field shows 8ZUU96EA before you submit.
MariBank's Refer A Friend page and help centre say the cash is credited instantly to your Mari Savings Account once your application succeeds. The promotion terms allow up to 2 months after the promotion ends, which is 30 January 2027. MariBank notifies you when the reward is credited. The terms also say the reward cannot be withdrawn or transferred to another account.
No. Using a referral code makes you ineligible for other MariBank promotional codes and their rewards during the promotion period. You can still use offers from other companies, such as Shopee or Mastercard. One caution: MariBank's Refer A Friend page lists the S$30 Welcome Cashback as a new user reward, but the First 30 Days Card Spend terms say that promotion is not valid with referral or promo codes. Confirm with MariBank in the app before you spend S$300 for it.
The Mari Savings Account pays S$8 and needs only that account. The Mari Invest Bundle pays S$8 and adds a Mari Invest Account. The Mari Credit Card Bundle pays S$15 and adds a Mari Credit Card. The Instant Loan Bundle pays S$15 and adds both an Instant Loan and a Mari Credit Card. You receive one reward only, so a bundle does not also pay the S$8 savings reward.
Yes. The cash reward is limited to the first 10,000 successful referrals in the promotion period. MariBank does not publish how many remain, so check the app if you are applying late in November. MariBank may also change, shorten or end the promotion without notice.
MariBank Singapore Private Limited is licensed by the Monetary Authority of Singapore (MAS). Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation (SDIC) for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Deposit Insurance Scheme: Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Get up to S$15 cash
with MariBank.

S$8 for a Mari Savings Account or Mari Invest Bundle. S$15 for a Mari Credit Card Bundle or Instant Loan Bundle. Enter referral code 8ZUU96EA in your first application.

8ZUU96EA


Download the MariBank app

Promotion period: 1–30 November 2026 · First 10,000 successful referrals · T&Cs apply

Related guides

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Walk through the code step by step, compare current offers, or read our full review before you apply.

How-to guide How to use MariBank referral code 8ZUU96EA A full step-by-step walkthrough of using the code in your application. Review MariBank review Rates, card fees, loan costs, catches and who should skip it. Promotions MariBank promo guide MariBank's savings, card, Instant Loan and referral offers, ranked and explained. For business owners MariBank Business Account referral code The separate sign-up offer for a Mari Business Account. For business owners How to use the MariBank Business Account referral code Where to enter the code, who qualifies and the owner rule to check first.
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✓ Code copied — 8ZUU96EA