S$15 cash — instantly for you, instantly for a friend.
Apply for a Mari Credit Card (MCC) Bundle using my referral code and get S$15 cash credited to your Mari Savings Account, plus up to S$80 in new user rewards.
Select the Mari Credit Card Bundle — this is a single bundled application for both a Mari Credit Card and a Mari Savings Account. Do not apply for products separately; the bundle is required to qualify for the S$15 referee reward.
⚠️This must be your first ever MariBank application. You must not have had any MariBank Personal Banking account (savings, credit card, or invest) prior to 1 May 2026.
3
Enter referral code 8ZUU96EA in the Referral / Promo Code field
During the application, you will see a field labelled "Have a Referral / Promo Code? Enter your code here." Type the code exactly as shown. This step is critical — entering it incorrectly or leaving it blank means neither you nor the referrer receives any reward.
8ZUU96EA
← tap to copy
⚠️If you leave this field blank or enter a wrong code, the reward cannot be added retroactively. There is no way to apply the code after submission of your first application.
4
Get your application approved — reward credited within 2 months
Once your MCC Bundle application is submitted and approved during the promotion period, you qualify for the S$15 Referee MCC Reward. The cash is credited to your Mari Savings Account no later than 2 months from 31 May 2026 (i.e., by 31 July 2026).
✅MariBank will notify you via the app when the S$15 cash has been credited to your Mari Savings Account. Keep your account open and in good standing.
Your rewards
What you get as a new user
As a referee, you receive the instant cash reward plus access to new user promotions. Here is the full picture.
Referral reward · MCC Bundle
S$15 Cash — Instant Credit
S$15
Credited to your Mari Savings Account upon successful MCC Bundle approval. Available to the first 10,000 successful referrals in May 2026. Valid while slots last.
Mari Credit Card · New User
Up to S$80 Welcome Rewards
S$80
Includes S$30 welcome cashback when you spend min. S$300 (excluding Shopee) within 30 days of card approval, plus a S$50 Shopee voucher pack. T&Cs apply.
New user promotions
Additional rewards for first-time MariBank users
On top of the referral cash, new MariBank users unlock these promotions across different products.
Mari Fixed Deposit
Promotional Interest Rate
2.88% p.a.
Lock in 2.88% p.a. for 1 month on a Mari Fixed Deposit placement of S$5,000 to S$50,000. Available to new MariBank users after opening your Mari Savings Account.
ℹ️Deposits in the Mari Savings Account are insured up to S$100,000 by the Singapore Deposit Insurance Corporation (SDIC). The Mari Savings Account has a maximum deposit cap of S$100,000.
Mari Savings Account
Daily Interest, No Conditions
0.88% p.a.
Base interest rate on the Mari Savings Account, calculated daily and credited daily. No minimum balance, no hoops. Transfers overseas available with zero fees.
💡Keep your Mari Savings Account open and in good standing for at least 6 months after the promotion period ends, or your referral reward may be forfeited.
Who qualifies
Eligibility requirements
Check this before applying. Missing any one condition means no referee reward.
✅ You must meet all of these
No MariBank Personal Banking account prior to 1 May 2026 (no savings, credit card, or invest account)
First successful MariBank application must be the MCC Bundle with referral code 8ZUU96EA entered correctly
Application submitted and approved during the promotion period: 1–31 May 2026
Keep both the Mari Credit Card and Mari Savings Account open and in good standing during and for 6 months after the promotion period
Referral is within the first 10,000 successful referrals
❌ These disqualify you
Having any prior MariBank Personal Banking account (even if closed before May 2026)
Leaving the Referral / Promo Code field blank or entering the wrong code
Applying for Mari Savings Account first, then the credit card separately (must be bundled)
Closing either the Mari Credit Card or Mari Savings Account within 6 months of 31 May 2026
Using the referral code together with other MariBank promo codes during the same promotion period
ℹ️Using a referral code makes you ineligible for other MariBank promotional codes during the promotion period. However, you can still use third-party offers such as Shopee vouchers or Mastercard promotions available to MariBank cardholders.
FAQ
Common questions
Based on official MariBank May 2026 promotion T&Cs, last updated 20 April 2026.
You receive S$15 cash credited to your Mari Savings Account upon successful approval of your Mari Credit Card Bundle application. This is the Referee MCC Reward, available to the first 10,000 successful referrals. You also unlock new user rewards: a 2.88% p.a. promotional rate on Mari Fixed Deposit for one month, and up to S$80 in Mari Credit Card welcome rewards.
A referee must be a new MariBank Personal Banking customer who did not have any MariBank Personal Banking account — Mari Savings Account, Mari Invest Account, or Mari Credit Card — prior to 1 May 2026. This must also be the referee's first successful application with MariBank.
If you enter a wrong referral code or leave the "Referral / Promo Code?" field empty in your first MariBank Personal Banking application, neither you nor the referrer will receive any reward. The code cannot be applied after the application is submitted. Double-check the field shows 8ZUU96EA before tapping submit.
The S$15 cash reward is credited to your Mari Savings Account no later than 2 months from the end of the promotion period, which means by 31 July 2026. MariBank will notify you via the app when it has been credited.
No. Referees who use a referral code are ineligible for any other MariBank promotional codes and their associated rewards during the promotion period. You can still enjoy third-party offers — such as Shopee vouchers or Mastercard promotions — available to MariBank customers.
The Mari Credit Card Bundle is a single bundled application that opens both a Mari Credit Card and a Mari Savings Account simultaneously. You cannot apply for them separately and still qualify for the referee reward. The Mari Credit Card is a cashback credit card with 0.5% cashback on local spend and comes with a virtual Mari Debit Card. Shopee purchases earn additional cashback.
Yes. MariBank Singapore Private Limited is licensed and regulated by the Monetary Authority of Singapore (MAS). Singapore dollar deposits are insured by the Singapore Deposit Insurance Corporation (SDIC) for up to S$100,000 in aggregate per depositor per Scheme member. The Mari Savings Account also has a maximum deposit cap of S$100,000. Foreign currency deposits, dual currency investments, structured deposits, and other investment products are not insured.
Deposit Insurance Scheme: Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Get S$15 cash the moment you're approved.
Download the MariBank app, apply for the Mari Credit Card Bundle, and enter the referral code during your application.