Every active SG referral code
in one place.

It depends on what you are signing up for — a S$1,000 promo means nothing if you do not need a brokerage account. The highest-value codes on this list in October 2026 are Trust Bank's sure-win sign-up gift (up to S$8,000 cashback, or up to US$8,000 in stocks with Stockback), Webull's rewards (up to S$2,438), uSMART's welcome rewards (up to SGD 2,000), and Longbridge's welcome rewards (up to SGD 1,517). For rewards with the least effort, MariBank, HeyMax, and Kris+ pay out after a simple signup or a first small transaction.

Yes, as long as you get the code from a source you trust and enter it directly on the brand's own official app or website — never through a third-party link that asks for your login credentials. Every code and link on this page goes to the brand's own signup flow. Digital banks and licensed brokerages featured here are regulated by MAS, so the underlying account is safe regardless of how you signed up.

No. Entering a referral code costs you nothing — it simply tells the brand who referred you, which can unlock a reward for you, the referrer, or both. You still need to complete whatever the brand's normal signup and eligibility requirements are, such as an initial deposit or a first transaction, to actually receive the reward.

Yes, across different brands — there is no restriction on signing up to MariBank with a code and Syfe with a different code at the same time. Within a single brand, most programmes only accept one referral code per new account, and some disqualify you from other promotions if you use one, so check the individual breakdown before signing up if you are chasing a specific offer.

Some platforms, including Chocolate Finance, Webull, IBKR, YouTrip, Revolut, eToro, Atome, Nexo, POEMS, Wise, Pelago, and the Tiger BOSS Debit Card, track referrals through a unique link rather than an alphanumeric code you type in manually. You just need to open their signup page through that link — there is nothing to enter or copy other than the URL itself.

Most of the codes on this page are evergreen and do not have a hard expiry, but the reward amount attached to them can change whenever the brand updates its promotion. This page is reviewed and updated when a brand changes its offer, but always confirm the live reward on the brand's own app before signing up.

A brand's own page tells you the headline number. This page adds the eligibility traps, hidden conditions, and payout timing that most people miss — each entry links to a full breakdown on Seedly covering exactly what disqualifies you and how long the payout actually takes.

MariBank, GXS Bank, and Trust Bank are digital banks licensed and regulated by the Monetary Authority of Singapore (MAS), with eligible deposits covered by the Singapore Deposit Insurance Corporation (SDIC) up to S$100,000 per depositor. Syfe, Longbridge, IBKR, Webull, Tiger Brokers, and uSMART are licensed capital markets services providers — investing through them carries normal market risk, and returns are never guaranteed. POEMS (Phillip Securities) and FSM Global (iFAST Financial) state that they are regulated by MAS, and each brand page explains how client assets are held.