Digital banks, brokerages, rewards apps, e-wallets, and crypto — the exact codes and links I use myself, with the eligibility traps most other lists leave out.
No matches — try a different brand name or clear the filter.
How referral codes work in Singapore
The short version, if you have not used one before.
1
Sign up through the code or link
Enter the referral code during signup, or open the brand's signup page through the referral link directly. This tells the brand who referred you — it does not cost you anything.
2
Meet the qualifying action
Most rewards need a specific action — a minimum deposit, your first top-up, or a funded trade — before the code actually pays out. This is the step most other lists skip explaining.
3
Reward is credited
Depending on the brand, this can be instant or take a few weeks. Read the full breakdown on Seedly for each brand's exact payout timing and any conditions that can disqualify you.
ℹ️Enter a referral code directly on the brand's own official app or website only. Never enter one through a third-party link that also asks for your account login or password.
✅Every code and link on this page routes to the brand's own official signup flow — nothing here asks for your credentials.
Frequently Asked Questions
It depends on what you are signing up for — a S$1,000 promo means nothing if you do not need a brokerage account. The highest cash-value codes on this list are Trust Bank's scratch card (up to S$1,000), Webull's welcome rewards (up to S$1,888 in stock rewards), and Longbridge's welcome bundle (up to SGD 1,320). For pure cash with the least effort, MariBank and GXS Bank pay out with just a deposit or a few transactions.
Yes, as long as you get the code from a source you trust and enter it directly on the brand's own official app or website — never through a third-party link that asks for your login credentials. Every code and link on this page goes to the brand's own signup flow. Digital banks and licensed brokerages featured here are regulated by MAS, so the underlying account is safe regardless of how you signed up.
No. Entering a referral code costs you nothing — it simply tells the brand who referred you, which can unlock a reward for you, the referrer, or both. You still need to complete whatever the brand's normal signup and eligibility requirements are, such as an initial deposit or a first transaction, to actually receive the reward.
Yes, across different brands — there is no restriction on signing up to MariBank with a code and Syfe with a different code at the same time. Within a single brand, most programmes only accept one referral code per new account, and some disqualify you from other promotions if you use one, so check the individual breakdown before signing up if you are chasing a specific offer.
Some platforms, including Chocolate Finance, Webull, IBKR, and YouTrip, track referrals through a unique link rather than an alphanumeric code you type in manually. You just need to open their signup page through that link — there is nothing to enter or copy other than the URL itself.
Most of the codes on this page are evergreen and do not have a hard expiry, but the reward amount attached to them can change whenever the brand updates its promotion. This page is reviewed and updated when a brand changes its offer, but always confirm the live reward on the brand's own app before signing up.
A brand's own page tells you the headline number. This page adds the eligibility traps, hidden conditions, and payout timing that most people miss — each entry links to a full breakdown on Seedly covering exactly what disqualifies you and how long the payout actually takes.
MariBank, GXS Bank, and Trust Bank are digital banks licensed and regulated by the Monetary Authority of Singapore (MAS), with eligible deposits covered by the Singapore Deposit Insurance Corporation (SDIC) up to S$100,000 per depositor. Syfe, Longbridge, IBKR, and Webull are licensed capital markets services providers — investing through them carries normal market risk, and returns are never guaranteed.
Start with MariBank or HeyMax
The two fastest, lowest-effort codes on this page to redeem today.