Atome Promo Code October 2026: S$10 Off Your First Purchase and More
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If you are looking for an Atome promo code for your first order, the best one isn’t a code. It is a S$10 voucher that appears in the app’s Voucher Centre when you install Atome through a referral link.
Two things decide whether you get it. You have to install through the link, not straight from the app store. And you have to select the voucher on the payment screen before you tap Pay. Atome does not apply vouchers after payment.
I check Atome’s offers every month and update this page. This is every Atome promo for Singapore in October 2026, and which one to use on your first order.
→ Get the Atome referral link (S$10 off your first purchase)
Current Atome Promo (Updated October 2026)
| Promotion | Who It’s For | Reward | Ends |
|---|---|---|---|
| Referral voucher | New Atome users | S$10 off your first purchase | 31 Dec 2026 (campaign period in app) |
| SAFRA x Atome | New users who are SAFRA members | 20% off, min. S$40, cap S$12 | 31 Dec 2026, first 500 users |
| Trip.com x Atome | Trip.com bookings paid with Atome | S$50 off Flight+Hotel | See the Trip.com app |
| Atome+ points | All users | 1 point per S$2 at participating brands | Ongoing |
Atome Promo Code for New Users: S$10 Off
New Atome users who install the app through a referral link get a S$10 voucher for their first purchase. It sits in the Voucher Centre in the app until you claim it.
Atome’s help centre says the friend “must download the Atome app via your unique referral link, followed by registering as an Atome user and making a purchase within the same campaign period”. There is no code to type, so the link is the only thing that tracks the referral.
→ Open the Atome referral link on your phone
How to Claim the S$10
- Open the referral link on your phone. It takes you to the App Store or Google Play. Install from there.
- Register with a Singapore mobile number, verify with Singpass MyInfo or manual details, and add a credit or debit card.
- Open the Voucher Centre and tap Claim on the S$10 new user voucher. Tap the info icon to see its minimum spend, expiry and eligible stores.
- Make your first purchase. Online, choose Atome at checkout. In store, scan the merchant’s Atome QR code.
- Select the S$10 voucher on the payment screen, then tap Pay. The discount shows on your first bill straight away.
Who Doesn’t Get the S$10
- Anyone who installed Atome from the app store first, or had it installed before opening the link.
- Existing Atome users, including anyone who registered and never bought anything.
- Anyone who forgets to select the voucher before paying. Atome’s terms say “No retroactive use”.
- Website checkouts. Atome’s terms say vouchers are valid only in the mobile app.
- Orders under S$10. Atome gives no refund or credit for the unused part of a voucher.
S$10 Voucher or a Merchant Code?
Atome allows one voucher or one promo code per order. On a S$40 to S$80 first order, the S$10 voucher beats a 20% capped-at-S$12 code by a few dollars or less. On a bigger order, check the merchant’s own Atome deal before you choose.
SAFRA x Atome: 20% Off for New Users
SAFRA members who are new to Atome get 20% off, capped at S$12, with a minimum spend of S$40. It is limited to the first 500 new user redemptions and runs to 31 December 2026. You claim it through SAFRA’s Atome promotion page.
This is an alternative to the S$10 referral voucher, not an add-on. Use whichever saves more on your first order.
Trip.com x Atome: S$50 Off Flight+Hotel
Trip.com is offering S$50 off Flight+Hotel bookings paid with Atome, on the latest version of the Trip.com app. Trip.com’s page does not show the code, minimum spend or end date, so check the offer in the Trip.com app before you book.
Trip.com only takes one promo code per booking. For its new user pack and card deals, see my Trip.com promo page.
Atome+ Points
Paying with Atome at participating brands earns Atome+ points, 1 point per S$2 spent. The app also runs challenges with bonus points. Points can be used for vouchers and discounts in the Atome app.
When a friend signs up through your referral link and makes a purchase, you get 1,000 Atome+ points. There is no limit on how many friends you can invite.
How Atome Payments Work
Atome splits your purchase into 3 payments at 0% interest. The first is charged a day after you buy, then every 30 days.
Miss a payment and Atome charges a late fee of S$15 on orders under S$1,000, or S$30 above that, and suspends your account until you pay. Buy now, pay later is still borrowing. Only use it for things you could pay for in full today.
Is the Atome Promo Worth It?
If you were going to buy something for S$10 or more anyway, yes. The voucher is a straight S$10 off, and you can pay off the three instalments early.
Just don’t buy something to use the voucher. The S$10 is only worth it on a purchase you planned, and only if you will pay each instalment on time.
Frequently Asked Questions
What is the Atome promo code for new users?
There is no code to type. New users get a S$10 voucher by installing Atome through a referral link and registering. Claim it in the Voucher Centre, then select it on the payment screen before you tap Pay on your first purchase.
Can I add an Atome referral link after signing up?
No. Atome’s help centre says a friend who did not sign up through the referral link is not eligible. The app must be downloaded and registered through the link.
Why can’t I use my Atome voucher?
The usual reasons are paying on the website instead of the app, forgetting to select the voucher before paying, using another promo code on the same order, or a brand that is excluded. Check the voucher’s info icon for its minimum spend and eligible stores.
Can I use two Atome vouchers on one order?
No. Atome’s terms allow one voucher or one promo code per transaction. Compare the S$10 referral voucher with any merchant code and use the one that saves more.
Does Atome charge interest?
No. Atome splits purchases into three interest-free payments. But it charges a late fee of S$15 on orders under S$1,000, or S$30 above that, and suspends the account until you pay.
What do I get for referring a friend to Atome?
You get 1,000 Atome+ points once your friend signs up through your link and completes a purchase. Your friend gets the S$10 voucher. There is no limit on the number of friends you can invite.
Final Verdict
Atome’s best first order deal is the S$10 referral voucher, and it is easy to lose by skipping a step.
- Do now: install Atome through the referral link and claim the S$10 in the Voucher Centre.
- At checkout: select the voucher before you tap Pay, in the app.
- SAFRA members: compare the 20% (cap S$12) code with the S$10 voucher on bigger orders.
→ Open the Atome referral link
What did you use your first Atome voucher on? Tell me in the comments.
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