Trust Bank Promo Code 2GG9T8K3: Claim Your Sure-Win S$8,000 Scratch Card (October 2026)
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Trust Bank is running the most straightforward bank promotion in Singapore right now. Enter promo code 2GG9T8K3 when you sign up, apply for a credit card, and you are guaranteed a Golden Scratch Card with cashback between S$18 and S$8,000. No minimum spend. No hoops. Every new customer who follows the steps wins something.
That framing — “sure-win” — is doing a lot of work in Trust Bank’s marketing, and it earns it. Most bank welcome offers hinge on a minimum monthly spend, a salary credit, or a sequence of conditions you have to hit to unlock the actual reward. This one does not. The scratch card is waiting in your Rewards tab within 24 hours of approval.
The current promotion runs from 13 August to 31 October 2026. That deadline matters — the gift tier resets when the promo period changes, and codes from before August 2026 pointed to a different (lower) reward range. This page is updated monthly to reflect the live terms.
→ Use promo code 2GG9T8K3 and sign up for Trust Bank
What Is Trust Bank Singapore?
Trust Bank Singapore Limited is a Digital Full Bank licensed by the Monetary Authority of Singapore. It is a joint venture between Standard Chartered Bank and FairPrice Group — two institutions that have been operating in Singapore since 1859 and 1973 respectively. That backing matters when you are deciding whether to park money with a new bank.
By February 2025, Trust Bank crossed one million customers, making it Singapore’s fourth-largest retail bank by customer count. It is fully app-based with no branches — you manage everything through the Trust Bank SG app on iOS or Android.
Singapore dollar deposits are insured by the Singapore Deposit Insurance Corporation (SDIC) up to S$100,000 per depositor per Scheme member. Same protection as any other licensed bank in Singapore.
Trust Bank operates two credit cards and a savings account with three plan options. The promo code applies to credit card sign-ups. The savings account has a separate (lower) referral reward tier.
Trust Bank Promo Code 2GG9T8K3 — What You Get
The current promo runs two reward tracks depending on which card you choose.
Track 1: Freedom Credit Card (Cashback or Stockback Mode)
Sign up for the Trust Freedom Credit Card and choose either Cashback or Stockback as your reward mode:
- Cashback mode: a sure-win Golden Scratch Card worth S$18 to S$8,000 cashback
- Stockback mode: a sure-win stock gift worth USD 18 to USD 8,000 in fractional shares
Track 2: Trust Link / NTUC Link Credit Card
Sign up for the Trust Link or NTUC Link Credit Card:
- A sure-win Golden Scratch Card worth S$18 to S$8,000 cashback
Track 3: Trust Savings Account Only
If you sign up for a savings account without a credit card:
- A scratch card worth S$8 to S$1,888 cashback
The credit card tier is clearly the better option if you are eligible. The income requirement for the Freedom card is S$30,000 per year for Singaporeans and PRs; S$60,000 for foreigners. The Trust Link card does not carry the same stated income threshold.
You cannot claim two gifts by applying for both cards — Trust issues one gift per person regardless of how many cards you open.
→ Sign up with promo code 2GG9T8K3 and claim your scratch card
How to Use the Trust Bank Promo Code: Step by Step
The most common mistake that voids the reward is entering the code after you have already started account setup. The code must go in at the very first screen. There is no way to add it retroactively — Trust Bank support cannot override this.
Step 1 — Download the Trust Bank SG app Available on the App Store (iOS) and Google Play (Android). Search for “Trust Bank SG” — the official app.
Step 2 — Tap “Get Started” and enter 2GG9T8K3 immediately The promo code field appears at the very first screen, before any personal details are requested. Enter 2GG9T8K3 here. Do not skip past this screen.
Step 3 — Complete your SingPass Myinfo verification Trust Bank uses SingPass Myinfo to pre-fill your personal details. You will need your NRIC/FIN and a valid Singapore mobile number.
Step 4 — Apply for your chosen credit card Select either the Trust Freedom Credit Card or the Trust Link / NTUC Link Credit Card. If you choose Freedom, you will also pick your reward mode (Cashback, Stockback, or Miles) during this step.
Step 5 — Wait for approval and check Rewards → Quests Approval typically takes minutes to hours. Within 24 hours of approval, your Golden Scratch Card will appear in the Rewards tab under Quests. Tap to scratch and reveal your amount.
That is the complete process. No follow-up spend required. No minimum balance. The cashback credits directly to your new card account.
Trust Bank October 2026 Promotions — Full Breakdown
Beyond the sign-up scratch card, Trust Bank is running several promotions this month. Here is what is live as of October 2026.
1. Up to S$8,000 Sure-Win Cashback (Credit Card Sign-Up)
Valid until: 31 October 2026 The core welcome offer. All new Trust credit card customers who use a promo code during the current promotion period receive a sure-win Golden Scratch Card. The minimum value is S$18 — everyone wins something. The maximum is S$8,000 cashback (or USD 8,000 in stock if you choose Stockback on Freedom).
2. Up to 100,000 Max Miles (Freedom Card — Miles Mode)
Valid until: 31 October 2026 New Freedom Card customers who select Miles mode during sign-up are eligible for a welcome miles offer. This is a separate track from the cashback scratch card — you choose either Miles or Cashback/Stockback as your reward mode during sign-up, and you receive the matching welcome gift.
3. Up to 21% Savings at FairPrice Group (Trust Link Card)
Ongoing — subject to minimum monthly spend NTUC Union members using the Trust Link / NTUC Link Card earn up to 21% savings in Linkpoints on FairPrice Group grocery spending, up to 20% savings on Caltex fuel, and additional savings at other FairPrice partners. Non-union members earn up to 15% at FairPrice Group.
These are promotional rates contingent on meeting minimum monthly spend thresholds. Check the Key Facts Sheet on trustbank.sg for the current spend requirements and caps.
4. Trust Freedom Stockback (3% on Selected Stock/ETF)
Valid until: 31 December 2026 Customers who choose Stockback mode earn 3% of eligible spend automatically invested into their chosen stock or ETF, up to S$500 per quarter. From 1 January 2027, this rate is scheduled to drop to 2%.
5. Partner Offers and Coupons (In-App)
Rotating monthly The Trust App’s Rewards tab carries rotating partner offers — coupons and stamp card deals at merchants including FairPrice, Caltex, and other participating retailers. These update monthly and are visible directly in the app after sign-up.
→ Sign up with code 2GG9T8K3 to access all active Trust Bank promotions
Trust Bank Cards at a Glance
| Trust Freedom Credit Card | Trust Link / NTUC Link Card | |
|---|---|---|
| Best for | Flexibility — switch rewards quarterly | FairPrice shoppers and NTUC members |
| Reward modes | Cashback (up to 15%), Stockback (3%), Miles (1.3 mpd) | Linkpoints at FairPrice Group |
| Baseline cashback | 1.5% unlimited (Cashback mode) | 0.22% on general spend |
| FairPrice savings | Standard earn rate | Up to 21% (union members) |
| FX fees | S$0 | S$0 |
| Annual fee | S$0 | S$0 |
| Sign-up gift (code 2GG9T8K3) | S$18–S$8,000 scratch card | S$18–S$8,000 scratch card |
Both cards are Visa-branded, issued by Trust Bank, with no annual fee and no foreign transaction fees.
The Freedom card makes more sense if you want a single card for everything — domestic cashback, stockback investing, or miles accumulation, with the flexibility to switch quarterly. The Trust Link card makes more sense if most of your discretionary spending happens within FairPrice Group and you want to maximise Linkpoints there.
Trust Bank Savings Account — Plans and Interest Rates (October 2026)
The promo code covers the credit card track, but it is worth understanding the savings account if you are considering Trust Bank as your primary bank.
Trust Bank’s savings account now offers three plans:
| Plan | Max Rate | Conditions |
|---|---|---|
| Flex | Up to 2.40% p.a. | Meet any 3 of 8 bonus interest “scoops” each month |
| Signature | Up to 1.00% p.a. | Fixed criteria: salary credit, spend, save |
| Zen | 0.40% p.a. flat | No conditions — fully passive |
All plans share a base rate of 0.05% p.a. The Flex plan is the highest ceiling — but only if you can consistently hit three bonus criteria each month.
The eight available Flex scoops as of August 2026:
- Salary Bonus — credit your salary via GIRO
- Spend Bonus — hit a minimum monthly card spend
- Balance Bonus — maintain a minimum average daily balance
- Savings Increase Bonus — grow your ADB by at least S$3,000 from the prior month
- Referral Bonus — refer a new credit card customer (the biggest single scoop: +1.20% p.a.)
- Invest Bonus — maintain at least S$20,000 in TrustInvest
- FX Spend Bonus — make foreign currency transactions
- Incoming PayNow Bonus — receive at least S$1,500 in PayNow transfers
Most readers who credit their salary and spend normally will realistically unlock three scoops without effort. The Referral Bonus scoop — at +1.20% p.a. — is the single highest-value boost and requires only one successful referral per month.
There is no minimum deposit to open a savings account. SDIC insurance applies up to S$100,000.
Who Should Sign Up with Trust Bank Promo Code 2GG9T8K3
Trust Bank is a strong fit if:
- You are completely new to Trust Bank (no existing or previously cancelled account)
- You shop at FairPrice Group regularly and want the Link card’s Linkpoints
- You want a no-annual-fee Visa card with genuine flexibility in how you earn rewards
- You are already an NTUC union member — the savings rates at FairPrice are genuinely competitive
- You want a savings account with a realistic path to 2.40% p.a. without aggressive conditions
- You spend overseas and want to avoid foreign transaction fees
Trust Bank is not a strong fit if:
- You already hold a Trust Bank account — you do not qualify for the referral reward
- You want a traditional bank with branches — Trust is fully app-based
- You are primarily a miles chaser — the Freedom Miles mode (1.3 mpd) is not among the top earners in Singapore
- You want a credit card for high-spend categories like dining — the Bonus Cashback tier (up to 15%) carries a S$250 quarterly cap, which limits its value for heavy spenders
- You cannot qualify for a credit card (minimum S$30,000 annual income for Singapore citizens/PRs on the Freedom card)
Is the Trust Bank Promo Worth It?
The honest answer: yes, for new customers. A guaranteed gift with a floor of S$18 and a ceiling of S$8,000 — with no minimum spend required — is one of the better bank welcome offers running in Singapore right now. Most credit card welcome bonuses require a spend trigger within 30 to 60 days, which means you are only rewarded if you change your spending behaviour. This one does not.
The product itself holds up independently of the promo. No annual fee, no FX fees, and a savings account that can realistically reach 2.40% p.a. put Trust Bank in the same conversation as GXS and MariBank for the no-fee digital banking segment. The Freedom card’s switchable reward mode is a genuine differentiator — the ability to move between cashback, stockback, and miles each quarter without penalties is rare.
The one caveat: the Bonus Cashback mode (up to 15%) sounds larger than it performs in practice. The 15% rate applies to a single chosen category, capped at S$250 per quarter, which limits the annual cashback to S$1,000 even if you max it every quarter. Headline numbers in the credit card industry rarely reflect real-world returns — this one is no different.
→ Claim your guaranteed scratch card with promo code 2GG9T8K3
Frequently Asked Questions
What is the current Trust Bank promo code?
The current Trust Bank promo code is 2GG9T8K3. Enter it at the very first “Get Started” screen in the Trust Bank SG app before completing any other setup. It is valid for the Golden Scratch Card promotion running from 13 August to 31 October 2026.
What do I get with Trust Bank promo code 2GG9T8K3?
You receive a sure-win Golden Scratch Card worth S$18 to S$8,000 cashback when you sign up for the Trust Freedom Credit Card or Trust Link / NTUC Link Credit Card. If you choose Stockback mode on the Freedom card, the gift is in fractional stocks (USD 18 to USD 8,000) instead of cash. Savings account sign-ups receive a separate scratch card worth S$8 to S$1,888.
Can I enter the promo code after I have already signed up?
No. The code must be entered at the very first “Get Started” screen before any account setup is completed. Trust Bank support cannot add the code retroactively after signup. If you signed up without entering a code, you will need to wait until you are no longer considered a Trust customer — and Trust explicitly counts previously cancelled accounts as ineligible.
Is Trust Bank safe? Is my money protected?
Yes. Trust Bank Singapore Limited holds a Digital Full Bank licence from MAS and is backed by Standard Chartered Bank and FairPrice Group. SGD savings deposits are insured by the Singapore Deposit Insurance Corporation (SDIC) up to S$100,000 per depositor — the same protection as DBS, OCBC, or UOB.
Does the Trust Bank promo code work for the savings account?
Yes, but the reward is different. A savings account sign-up with code 2GG9T8K3 earns a scratch card worth S$8 to S$1,888 — a lower range than the credit card track. You need to apply for a credit card (not a savings account alone) to qualify for the S$18–S$8,000 tier.
How long does Trust Bank credit card approval take?
Most approvals are processed within minutes to a few hours if your SingPass Myinfo information is in order and you meet the income requirement. The Golden Scratch Card appears in your Rewards tab within 24 hours of card approval.
Final Verdict
Trust Bank’s current promo is one of the cleaner bank sign-up offers in Singapore — a guaranteed reward with no spend condition, at a bank that holds up as a standalone product once the welcome gift is redeemed.
Promo code 2GG9T8K3 is live until 31 October 2026. If you have been sitting on the fence about Trust Bank, this month is a reasonable time to move.
The Freedom card suits most people who want flexibility without paying for it. The Trust Link card suits NTUC members who spend heavily at FairPrice Group. Either way, the promo applies to both.
→ Sign up for Trust Bank with promo code 2GG9T8K3
This page is updated monthly. Current details reflect October 2026. Promotion terms are set by Trust Bank and subject to change. Always verify the live terms at trustbank.sg before signing up.
Seen a newer promo or spotted outdated figures? Drop it in the comments and I will update the page.
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