Singapore now has three fully licensed digital banks competing for your savings — and they are not all chasing the same customer. The right choice depends entirely on where you spend, how much salary you credit, and whether you actually use Shopee or Grab. Here is the breakdown that cuts through the headline interest rates.
MariBank advertises 3.08% p.a., but that rate lasts 30 days — after which most savers earn between 0.88% and 1.48%. The card, the loan and the transfer fees tell a more useful story. Is the account still worth opening once the welcome bonus fades?
Singapore’s digital banks are competing for new customers — and the sign-up bonuses are better than they have been in years. But the value varies wildly between banks, and some rewards come with minimum spend requirements that quietly reduce what you actually pocket. Here is the ranked list with every code, every condition, and a clear pick for each type of saver.
Trust Bank renamed and upgraded its Cashback card to the Freedom credit card — and made it one of the most flexible no-fee cards in Singapore. But picking the wrong quarterly reward will cost you real money. This review breaks down all four reward modes, the hidden costs, and who this card is actually built for.
The Trust Bank referral reward is one of Singapore’s best credit card sign-up bonuses — but most people lose it by entering the code too late. There is one screen in the app where the code must go, and it appears earlier than you expect. Here is the exact sequence so you do not miss it.
Longbridge promises lifetime zero commission, but platform fees and other fees apply. The platform fee, FX spread and options charges are where the real cost lives. Updated November 2026, with welcome rewards up to SGD 1,517 for new users. Contains my partner link; I may receive a reward.
Most Singapore investors spend more time researching their first brokerage account than they ever spend on the actual investments inside it. The account is not the hard part. Knowing what to do once it is open — and in what order — is where most people stall. This guide fixes that.
Three brokers keep coming up in every serious Singapore investing conversation in 2026 — IBKR, Webull, and Longbridge. They are not interchangeable. Each one wins for a specific type of investor, and choosing the wrong one costs you in fees, missing markets, or features you never needed. Here is the comparison that settles it.
Most Singapore brokerage comparisons end with the same question: is the lower commission actually worth the learning curve? After using IBKR as a primary broker, I have a clear answer — but it is not the same answer for everyone. Here is the full review, covering everything from the fee structure to the parts of the platform most reviews skip entirely.
