Longbridge Singapore Review 2026: Is Lifetime Zero-Commission Trading Actually Worth It?
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Most “zero commission” brokers in Singapore are not really zero commission. Read the fine print and you will usually find a first-year promo that quietly reverts to a fee schedule once the honeymoon period ends. Longbridge built its entire pitch around not doing that.
I spent time testing Longbridge’s platform, mapping its actual fee schedule against what it advertises, and comparing it head-to-head with Moomoo, Tiger Brokers, and Interactive Brokers — the three platforms most Singapore investors are choosing between right now. Some of what I found backs up the marketing. Some of it does not.
This review covers what Longbridge actually charges, what you get for it, where it falls short, and whether it beats the alternatives for your specific situation. Here is the complete, honest verdict.
Longbridge at a Glance
| Factor | Rating |
|---|---|
| Trading fees (SG, US, HK) | ⭐⭐⭐⭐⭐ 4.6/5 |
| Platform and app experience | ⭐⭐⭐⭐ 4.0/5 |
| Research and charting tools | ⭐⭐⭐ 3.5/5 |
| Account opening speed | ⭐⭐⭐⭐⭐ 4.7/5 |
| Safety and regulation | ⭐⭐⭐⭐ 4.3/5 |
| Best for | Cost-focused investors trading SG, US, and HK stocks who do not need CPF/SRS support |
| Not ideal for | Investors who want to use CPF or SRS funds, or who need deep research tools |
| Free plan | No subscription tiers — the core account is free, with per-trade platform fees only |
| Starting price | $0 commission for life on SG, US, and HK stocks; platform fees apply per trade |
| Overall rating | ⭐⭐⭐⭐ 4.2 / 5 |
→ Sign up with a Longbridge referral code
What Is Longbridge?
Longbridge was founded in March 2019 and has grown into a full-service digital brokerage covering Singapore, Hong Kong, the United States, and beyond. The company holds 22 financial licenses and qualifications across these markets and has raised more than US$150 million in strategic investment to fund its regional expansion.
In Singapore, the operating entity is Long Bridge Securities Pte. Ltd., regulated by the Monetary Authority of Singapore under Capital Markets Services Licence CMS101211, and holding Exempt Financial Adviser status. That licence covers dealing in securities, collective investment schemes, and exchange-traded derivatives, plus custodial services for client assets.
What started as a Hong Kong-first broker has since evolved into a three-market platform, with Longbridge layering in an AI research assistant, US pre-market options trading, and fractional share trading on top of its original zero-commission pitch. The honest caveat: it is still a newer entrant than Moomoo or Tiger Brokers, and its research depth reflects that.
Longbridge Fees in 2026: The Full Breakdown
Longbridge does not use subscription tiers. You trade on a single free account, and fees are charged per transaction instead.
Singapore, US, and Hong Kong Stocks — $0/trade
Commission is $0 for life across all three core markets. This is not a first-year promotion — Longbridge has made permanent zero commission the structural center of its pricing, unlike platforms that revert to standard commissions after an introductory period.
- Best for investors who trade regularly across SG, US, and HK markets and want predictable, low-cost execution.
Platform Fees — Where the Real Cost Sits
- US stocks and ETFs: roughly US$0.99 per trade in platform fees
- HK stocks: approximately HK$0.005 per share, with a HK$3 minimum per order
- US options: $0 commission plus roughly US$0.50 per contract in platform fees during regular trading hours
Hidden Costs to Know About
- FX conversion spread. Longbridge earns on the spread when you convert SGD to USD or HKD, typically in the 0.05% to 0.10% range. It is not published as a fixed rate and moves with market conditions, so a large one-time conversion is worth timing carefully.
- Grey market and options spreads. Pre-market and grey-market trades can carry wider spreads and thinner liquidity than regular-hours trading — factor this in if you plan to trade outside normal hours.
- No CPF or SRS support. Longbridge does not currently support CPF-OA or SRS funds, which rules it out if that is core to your investing plan — platforms like POEMS or FSMOne remain the relevant choice there.
To Longbridge’s credit, there is no custody fee, no account maintenance fee, no inactivity fee, and no minimum deposit required to open or keep the account open.
Core Features: What Longbridge Actually Does
Lifetime Zero-Commission Trading — The Headline Feature
This is Longbridge’s entire value proposition, and it holds up under scrutiny. Where Moomoo and Webull typically limit $0 commission to the first year before reverting to standard rates, Longbridge applies it permanently across SG, US, and HK stocks. If you are a long-term, buy-and-hold investor, this compounds meaningfully over years of trading.
Fractional Shares
You can buy fractional shares of high-priced US stocks — Nvidia, Microsoft, and similar names — starting from as little as US$1. This lowers the barrier for new investors who want exposure to expensive stocks without committing to a full share.
LongbridgeAI
Longbridge layers an AI research assistant into the app, alongside a broader “Longbridge AI” ecosystem that includes a Skill for connecting to external AI tools like ChatGPT. It is a genuinely differentiated feature versus most Singapore brokers, though it is still maturing and should not replace your own due diligence.
Account Opening via Singpass MyInfo
Account opening runs through Singpass MyInfo and typically takes under three minutes to complete, with most applications approved within one to three business days. PayNow and FAST transfers are supported for instant SGD funding.
Real-Time Level 1 Market Data
Free real-time Level 1 quotes are included across HKEX and SGX, which several competitors charge for or gate behind a subscription.
Output Quality: The Honest Assessment
What Longbridge does well is execution on its core promise: cheap, reliable trading across three markets with a clean, modern app. Reviewers consistently point to the permanent zero-commission structure as the platform’s real differentiator, not a marketing gimmick.
What the real user feedback says is more mixed on depth. Comparisons against Moomoo and Tiger Brokers repeatedly flag that Longbridge’s research tools, community features, and charting depth are lighter than the more established platforms — reasonable, given Longbridge is the newer of the three. Independent reviewers also note a smaller user base and a shorter track record as the natural trade-off for the aggressive pricing.
The most consistent negative pattern in reviews is not about safety or execution — it is about feature depth for active or research-heavy traders, and the lack of CPF/SRS support for investors who want to use those funds.
Longbridge vs Moomoo: Which Should You Choose?
| Factor | Longbridge | Moomoo SG |
|---|---|---|
| SG stock commission | $0 for life | $0 for life |
| US stock commission | $0 for life + ~US$0.99 platform fee | $0 for life + ~US$0.99 platform fee |
| HK stock platform fee | ~HK$0.005/share, HK$3 min | HK$3 flat |
| Research and community tools | Lighter | Stronger — Level 2 data, active community |
| CPF/SRS support | No | No |
| Minimum deposit | None | None |
For most passive investors, the fee gap between these two platforms is marginal — often a few dollars a year, driven more by FX timing than by broker choice. The difference that actually matters: Moomoo’s data and community layer is more developed, while Longbridge’s SGX platform fee structure edges ahead for very high-volume SGX traders. If you are an active SGX trader placing 100-plus trades a year, Longbridge’s fee structure adds up in your favor. If you value research depth and a larger community around your trades, Moomoo remains the stronger all-rounder.
Who Should Use Longbridge
“Longbridge is a strong fit if:”
- You want permanent zero commission on SG, US, and HK stocks without worrying about a promo period expiring
- You mainly buy and hold rather than relying on deep charting or research tools
- You want fast account opening via Singpass MyInfo with no minimum deposit
- You are comfortable investing outside CPF and SRS
- You want to try fractional shares on expensive US stocks with a small starting amount
“Longbridge is not a strong fit if:”
- You need to invest using CPF-OA or SRS funds
- You rely heavily on Level 2 data, advanced charting, or a large trading community
- You are a very active, high-frequency trader who needs the tightest possible FX spread — Interactive Brokers still wins there
- You want a broker with a long, multi-decade track record over a newer, fast-growing one
Is Longbridge Worth It in 2026?
The math is straightforward for a long-term investor. A traditional CDP-linked broker charging a flat S$25 per SGX trade costs you S$500 across 20 trades a year. Longbridge charges $0 in commission on the same 20 trades — the only cost is the FX spread on any currency conversion you do along the way, typically a few dollars per transfer.
The practical test to run: open an account, fund it with an amount you are comfortable with, and place a handful of trades across SG, US, and HK stocks during the current referral promotion. Compare the actual platform fees and FX cost you pay against what your current broker charges for the same trades. Let the numbers, not the marketing, make the decision.
→ Try Longbridge with a referral code
Frequently Asked Questions
Is Longbridge safe for Singapore investors?
Yes. Long Bridge Securities Pte. Ltd. is regulated by the Monetary Authority of Singapore under Capital Markets Services Licence CMS101211 and holds Exempt Financial Adviser status. As a securities broker rather than a bank, Longbridge accounts are not covered by SDIC deposit insurance, but client assets are held in segregated custody accounts under MAS rules.
How much does Longbridge cost per month?
There is no monthly subscription fee. You pay $0 commission on SG, US, and HK stock trades for life, plus a small per-trade platform fee — roughly US$0.99 for US trades and a HK$3 minimum for HK trades. There is no custody, inactivity, or account maintenance fee.
Is Longbridge better than Moomoo or Tiger Brokers?
It depends on what you value. Longbridge wins on permanent zero commission and fast account opening. Moomoo and Tiger Brokers generally win on research depth, charting tools, and community features. For a cost-focused, buy-and-hold investor, Longbridge is competitive or better. For an active trader who leans on research tools, Moomoo or Tiger Brokers may serve you better.
Who should not use Longbridge?
Anyone who needs to invest using CPF-OA or SRS funds should look elsewhere, since Longbridge does not currently support either. Investors who depend on advanced charting, Level 2 data, or a large trading community will also find more depth on Moomoo or Tiger Brokers.
Can I close my Longbridge account anytime?
Yes, there is no lock-in period or penalty for closing your account. Keep in mind that referral and welcome rewards typically require you to maintain your net deposit for a period before the reward is issued — withdrawing early can forfeit an unclaimed reward.
Does using a Longbridge referral code actually save me money?
The referral code itself does not change your trading fees — those are fixed regardless of how you sign up. What it does is unlock welcome rewards (cash coupons, fee coupons, and stock rewards) that are only available to new users who sign up through a valid referral link, on top of the standard fee structure covered above.
Final Verdict
Longbridge earns 4.2 out of 5 stars.
It earned full marks on pricing: permanent zero commission across three markets, no minimum deposit, and no custody or inactivity fees is a genuinely strong offer, not a bait-and-switch promo. Fast Singpass-based account opening and fractional share access add real convenience for newer investors.
Deductions came from feature depth — research tools and community features lag behind Moomoo and Tiger Brokers — and from the lack of CPF/SRS support, which rules Longbridge out for anyone investing through those schemes.
If you mainly buy and hold SG, US, and HK stocks and want to minimize commission drag over years of investing, Longbridge is worth opening an account for, especially during an active referral promotion. If you are an active trader who leans on deep research and charting tools, or you need CPF/SRS support, look at Moomoo, Tiger Brokers, or POEMS instead.
→ Open a Longbridge account with a referral code
Have you used Longbridge? Share your experience in the comments.
Continue reading:
- Best Zero-Commission Brokerage Accounts in Singapore 2026
- How to Start Investing in Singapore as a Beginner
- Longbridge Referral Code: Claim Your Welcome Bundle
