Singapore now has three fully licensed digital banks competing for your savings — and they are not all chasing the same customer. The right choice depends entirely on where you spend, how much salary you credit, and whether you actually use Shopee or Grab. Here is the breakdown that cuts through the headline interest rates.
Trust Bank renamed and upgraded its Cashback card to the Freedom credit card — and quietly made it one of the most flexible no-fee cards in Singapore. But picking the wrong quarterly reward will cost you real money. This review breaks down all three reward modes, the hidden constraints, and who this card is actually built for.
Most people miss the Trust Bank referral reward because they try to enter the code after sign-up — and by then it is too late. The code must go in at the very first screen. Here is the exact sequence that works, plus what to do if your scratch card has not appeared yet.
