What do I get when I sign up for Trust Bank with referral code 2GG9T8K3?

For October 2026, new Trust credit card sign-ups receive a sure-win Golden Scratch Card from S$50 to S$8,000 cashback with no minimum spend. If you select Miles as your rewards mode on the Freedom card (valid until 31 Oct 2026), you can instead earn up to 100,000 Max Miles via a tiered spend bonus: 20,000 miles at S$1,000 spend, 50,000 miles at S$5,000, and 100,000 miles at S$15,000 — all within 31 days of approval. Trust savings account sign-ups receive a scratch card from S$8 to S$1,888. Use referral code 2GG9T8K3.

Who is eligible for the Trust Bank referral reward?

The referred person must be new to Trust Bank — meaning they have no existing or previously cancelled Trust account. Signing up for a Trust credit card gives a scratch card from S$50 to S$8,000. Signing up for a Trust savings account gives both the referee and referrer a scratch card from S$8 to S$1,888. If they sign up for both products, each sign-up triggers its own scratch card.

When do I receive my sure-win gift after signing up?

Your sure-win Golden Scratch Card appears in the Trust app under Rewards > Quests within 24 hours of your successful sign-up and approval. Tap to reveal your cashback amount. For credit card sign-ups, cashback is credited to your Trust credit card account. For savings account sign-ups, cashback is credited to your Trust savings account.

What is the difference between the cash gift and the stock gift?

From 21 September to 31 October 2026, new-to-Trust Freedom card applicants who select Miles as their rewards mode can earn up to 100,000 Max Miles as a sign-up bonus. The bonus is tiered: spend S$1,000 within 31 days of approval to receive a 20,000 Max Miles scratch card; spend S$5,000 total for 50,000 miles; spend S$15,000 total for 100,000 miles. Bonus miles are awarded via scratch cards in Rewards → Quests and redeemed in the HeyMax app using a voucher code. Miles must be redeemed by 31 December 2026. The Freedom card also earns 1.3 Trust Miles per S$1 spent locally and overseas, convertible to KrisFlyer or Max Miles at 1:1.

What cards does Trust Bank offer?

Trust Bank offers two main credit cards: (1) Freedom credit card — the upgraded Cashback card, where you pick one quarterly reward: 3% Stockback on local and foreign spend, unlimited 1.5% local / 0.5% foreign cashback, or the original bonus cashback of 1.0% local / 0.5% foreign plus up to 15% bonus cashback in your chosen category. (2) NTUC Link / Trust Link Credit Card — earns Linkpoints rebates at an accelerated rate, especially useful for NTUC Union members shopping at FairPrice Group outlets. Both cards have no annual fee ever.

What is the DLCuration bonus campaign for Trust Bank?

The DLCuration bonus campaign is a separate, independently funded initiative by DLCuration — not affiliated with Trust Bank. After signing up using referral code 2GG9T8K3, email dlcuration@gmail.com with your last 4 phone digits and date you first used your Trust card to enter. Monthly winners receive up to S$5 in Amazon Gift Card, NTUC FairPrice, Sheng Siong, or CapitaLand Mall vouchers. All entrants are automatically enrolled in the annual grand draw for up to S$50.

Is Trust Bank safe? Is it a proper licensed bank?

Yes. Trust Bank Singapore Limited (Co. Reg. No. 202039712G) is a digital bank backed by Standard Chartered and FairPrice Group, and is regulated by the Monetary Authority of Singapore. It operates under a Digital Full Bank licence — the first of its kind in Singapore when it launched in September 2022. Singapore dollar deposits in Trust savings accounts are insured under the SDIC Deposit Insurance Scheme up to S$100,000 per depositor.

Trust Bank Referral Code 2GG9T8K3 — Sure-Win S$8,000 + 100K Miles Oct 2026

🥇

S$8,000

Max sure-win cashback
(credit card, no min. spend)

✈️

100,000

Max Miles sign-up bonus
(Freedom card, Miles mode)

🏦

S$8–S$1,888

Savings account
sure-win cashback

Step by step

How to get your sure-win gift

Five steps — all inside the Trust app. Enter the code at the very first screen or you'll miss the reward.

Download the Trust Bank app

Get the Trust Bank SG app from the App Store (iOS) or Google Play Store (Android). Trust is a digital bank — there are no branches and everything happens in the app.

Get the app →

Tap "Get Started" and enter referral code 2GG9T8K3

When you first open the app, you'll see a prompt to enter a referral code. Tap it and enter the code below. This is the critical step — if you skip past this screen and complete your account setup without entering the code, you will not receive the scratch card.

2GG9T8K3

⚠️ You must be new to Trust Bank — no existing or previously cancelled Trust account. The referral code cannot be added after your account is created.

Apply for a Trust credit card and/or savings account

Complete your account application. For October 2026, you have two reward paths for credit card sign-ups. Path 1 (Cashback): apply for any Trust credit card (Freedom or Trust Link) and receive a sure-win scratch card from S$50 to S$8,000 cashback with no minimum spend. Path 2 (Miles — until 31 Oct 2026): apply for the Freedom card and select Miles as your rewards mode to unlock up to 100,000 Max Miles via a tiered spend bonus (S$1,000 → 20k miles · S$5,000 → 50k miles · S$15,000 → 100k miles, all within 31 days of approval). You can also sign up for a Trust savings account to receive an additional scratch card from S$8 to S$1,888 cashback.

ℹ️ Miles mode: Update your Trust app to the latest version before applying, or the Miles option may not appear during onboarding. Miles mode earns 1.3 KrisFlyer or Max Miles per S$1 spent locally and overseas — no FX fees, no annual fee. Bonus miles are redeemed via the HeyMax app using a voucher code from your scratch card in Rewards → Quests. Redeem by 31 Dec 2026.

Find your Golden Scratch Card under Rewards → Quests

Once your application is successfully processed, your sure-win Golden Scratch Card appears in the Trust app under Rewards → Quests within 24 hours. Tap it to reveal your cashback amount. Credit card sign-up: guaranteed between S$50 and S$8,000 cashback, credited to your Trust credit card account. Savings account sign-up: guaranteed between S$8 and S$1,888 cashback, credited to your Trust savings account.

✅ Cashback tiers (credit card, Oct 2026): S$180, S$288, S$1,888, S$8,000 — credited directly to your card, no minimum spend. For Miles mode (Freedom card): scratch cards reveal 20,000, 30,000 or 50,000 Max Miles upon hitting S$1k, S$5k and S$15k spend respectively. Savings account tiers: S$8, S$88, S$288, S$1,888.

Set your quarterly reward preference (Freedom card)

If you applied for the Freedom credit card, go to Rewards → My earnings → Freedom card, tap Switch rewards, and select your preferred quarterly reward before your first statement closes. You can choose 3% Stockback, unlimited 1.5% cashback, or up to 15% Bonus cashback. Your sure-win gift type matches the reward you have selected.

💡 Not sure which to pick? The 3% Stockback promo is active until 31 Dec 2026, then drops to 2%. If you rarely invest, unlimited 1.5% cashback is the simplest pick. The Bonus cashback is best for focused category spenders.

What you can apply for

Choose your Trust credit card

Both cards have zero annual fee and qualify for the sure-win referral gift. The Freedom card is the Cashback card — upgraded.

Trust Freedom Credit Card

Pick your reward every quarter

1.3 KrisFlyer or Max Miles per S$1 (SGD & FCY) — Miles mode, no cap NEW ✈️ until 31 Oct
3% Stockback on local & foreign spend (capped S$500/qtr)
OR unlimited 1.5% local / 0.5% foreign instant cashback
OR 1.0%/0.5% cashback + up to 15% Bonus in chosen category
Zero FX fees · No annual fee, ever
Free unlimited overseas ATM withdrawals
Min. annual income S$30,000 (S/PR) · S$60,000 (foreigner)

NTUC Link / Trust Link Credit Card

For FairPrice shoppers & NTUC members

Earn Linkpoints rebates at accelerated rate
Up to 15% savings at FairPrice Group with min. monthly spend
Access to NTUC Union member perks
No annual fee — ever
Linkpoints redeemable from 99 points (S$0.99)

ℹ️ Trust Bank also offers a Trust Savings Account with competitive interest rates, a linked debit card, and no minimum balance requirement. SDIC-insured up to S$100,000.

🥇 October 2026 · Golden Scratch Card · No Min. Spend

Sure-win cashback —
S$50 to S$8,000

Sign up for a Trust credit card or savings account with referral code 2GG9T8K3. Your sure-win Golden Scratch Card appears in Rewards → Quests within 24 hours of approval. Cashback guaranteed — no minimum spend required.

💳

S$180 · S$288
S$1,888 · S$8,000

Sure-win cashback tiers
Trust credit card sign-up · Credited to card

🏦

S$8 · S$88
S$288 · S$1,888

Sure-win cashback tiers
Trust savings account sign-up

October 2026 cashback terms: Credit card scratch card (S$50–S$8,000) requires a Trust credit card sign-up using referral code 2GG9T8K3 — no minimum spend. Savings account scratch card (S$8–S$1,888) requires a Trust savings account sign-up. Sign up for both products to receive both scratch cards. T&Cs apply. Not financial advice.

✈️ 21 Sep – 31 Oct 2026 · Freedom Card · Miles Mode

Earn up to
100,000 Max Miles

New-to-Trust Freedom card applicants who select Miles as their rewards mode can earn up to 100,000 Max Miles via a tiered spend bonus — worth up to S$1,800 via HeyMax FlyAnywhere. 1.3 mpd base earn on all spend, no FX fees, no annual fee.

🎯

S$1,000 → 20,000
S$5,000 → 50,000
S$15,000 → 100,000

Spend tiers → Max Miles bonus
Within 31 days of card approval

🏆

S$1,800

Value of 100,000 Max Miles
via HeyMax FlyAnywhere at 1.8¢/mile

How the Miles bonus works: Apply for the Trust Freedom card between 21 Sep and 31 Oct 2026 as a new-to-Trust cardholder. During onboarding, select Miles as your rewards mode (update your Trust app first — Miles option may not appear on older versions). Meet the spend tiers within 31 days of approval: S$1,000 unlocks a scratch card for 20,000 Max Miles; hitting S$5,000 total unlocks a second card for 30,000 more; hitting S$15,000 total unlocks a third card for 50,000 more — 100,000 Max Miles in total. Scratch cards appear in Rewards → Quests; reveal the code and redeem in the HeyMax app (Profile → Redeem a Code) by 31 December 2026. Bonus miles are in addition to the 1.3 Trust Miles per S$1 base earn. Trust Miles convert to KrisFlyer or Max Miles at 1:1 (S$27.25 transfer fee applies). Key exclusions from qualifying spend: education, utilities, insurance, government services, GrabPay top-ups, CharityUp, MCC 7299/7399/8999. T&Cs apply.

✦ DLCuration

⭐ Exclusive Bonus

Win up to S$50
just for signing up

Fully funded by DLCuration — completely separate from Trust Bank. Enter with one email after you sign up.

🗓️ Every Month 🎁

Monthly Lucky Draw

S$5

One winner drawn from verified monthly entrants. Draw closes 23:59 last day of each calendar month.

🏆 Annual Grand Draw 🎊

Annual Grand Prize

S$50

All monthly entrants auto-enrolled. No extra steps. Grand draw concludes 31 December at 23:59 SGT.

Winner's choice of reward

🛒 Amazon Gift Card

🛍️ NTUC FairPrice

🏪 Sheng Siong

🏬 CapitaLand Mall

📬 How to enter

Successfully get your Trust account approved and make your first card transaction.

Send an email to dlcuration@gmail.com using the exact subject format below.

We verify your entry. You're in the monthly draw and automatically enrolled in the annual grand draw. Winners contacted within 7 days of draw date.

📧 Email template — copy exactly

dlcuration@gmail.com

Subject line format

Trust Referral Sign Up - [last 4 digits of phone] - [date of first card transaction]

Example subject line

Trust Referral Sign Up - 8848 - 12/6/2026

Body

Hi DLCuration,
I signed up for Trust Bank using referral code 2GG9T8K3 and made my first card transaction. Please enter me into the monthly draw and annual grand draw.

Phone last 4 digits: [XXXX]
Date of first card use: [DD/MM/YYYY]

Campaign T&Cs

This bonus campaign is funded entirely by DLCuration and is not affiliated with, endorsed by, or administered by Trust Bank Singapore Limited.
Monthly draw period: 00:00 on the 1st to 23:59 on the last day of each calendar month (SGT).
Annual grand draw closes at 23:59 on 31 December each year (SGT).
Eligibility requires verified sign-up using referral code 2GG9T8K3 and confirmed first card transaction, verifiable via Trust Bank's referral records.
One entry per person. Winning a monthly draw does not remove you from the annual grand draw — both prizes are independent.
Winners contacted by email within 7 days of draw date. Must respond within 14 days or prize is forfeited.
E-vouchers and gift cards delivered electronically to winner's email address.
DLCuration reserves the right to modify or terminate this campaign at any time. Changes posted on this page.

FAQ

Common questions

Based on official Trust Bank programme terms and the Member Get Member T&Cs.

For October 2026, you have two reward paths. Path 1 — Cashback (no minimum spend): sign up for any Trust credit card and receive a sure-win Golden Scratch Card guaranteed between S$50 and S$8,000 cashback, or sign up for a Trust savings account for a scratch card from S$8 to S$1,888. Path 2 — Max Miles (until 31 Oct 2026): apply for the Trust Freedom card and select Miles as your rewards mode to earn up to 100,000 Max Miles via a tiered spend bonus (S$1,000 → 20,000 miles · S$5,000 → 50,000 miles · S$15,000 → 100,000 miles, all within 31 days of approval). Miles are redeemed via the HeyMax app.

Download the Trust Bank app from the App Store or Google Play. When you first open the app, tap Get Started and you will be prompted to enter a referral code. Enter 2GG9T8K3 at this point. You must enter the code before completing your application — it cannot be added retroactively after your account is set up.

The referred person must be new to Trust Bank — no existing or previously cancelled Trust account. For October 2026: signing up for a Trust credit card earns a sure-win scratch card from S$50 to S$8,000 cashback. Signing up for a Trust savings account earns a scratch card from S$8 to S$1,888. For the 100,000 Max Miles bonus (until 31 Oct 2026), the applicant must additionally have never held a principal Trust credit card before, and must select Miles as their rewards mode during Freedom card onboarding. You can sign up for both a credit card and a savings account to receive both scratch card rewards.

For the cashback scratch card, your sure-win Golden Scratch Card appears in the Trust app under Rewards → Quests within 24 hours of approval. For the Miles sign-up bonus, your scratch cards appear in Rewards → Quests within 24 hours after each spend tier is validated — one card per tier (S$1k, S$5k, S$15k). Reveal the code on each Miles scratch card and redeem it in the HeyMax app under Profile → Redeem a Code. Miles bonus redemption expires 31 December 2026. If a scratch card has not appeared after one full business day, contact Trust Bank via in-app chat.

Apply for the Trust Freedom card between 21 September and 31 October 2026 as a new-to-Trust cardholder and select Miles as your rewards mode during onboarding. Then spend within 31 days of approval (or by 30 November 2026, whichever comes first): hit S$1,000 for a 20,000 Max Miles scratch card; hit S$5,000 total for an additional 30,000 Miles card; hit S$15,000 total for a final 50,000 Miles card — 100,000 Max Miles in total. Scratch cards appear in Rewards → Quests; reveal the voucher code and redeem it in the HeyMax app by 31 December 2026. The Freedom card also earns 1.3 Trust Miles per S$1 on all local and foreign spend as a base rate. Key exclusions: education, utilities, insurance, government services, GrabPay top-ups, MCC 7299/7399/8999 (which includes CardUp). Update your Trust app before applying — the Miles option may not appear on older versions.

Trust Bank offers two main credit cards: (1) Freedom credit card — the upgraded Cashback card where you pick one quarterly reward: 3% Stockback on local and foreign spend, unlimited 1.5% local / 0.5% foreign cashback, or the original Bonus cashback of 1.0%/0.5% + up to 15% in your chosen category. (2) NTUC Link / Trust Link Credit Card — earns Linkpoints rebates, especially valuable for NTUC Union members. Both cards have no annual fee ever.

The DLCuration bonus campaign is a separate, independently funded initiative by DLCuration — not affiliated with Trust Bank. After signing up using referral code 2GG9T8K3 and making your first card transaction, email dlcuration@gmail.com with your last 4 phone digits and the date of your first card transaction to enter. Monthly winners receive up to S$5 in Amazon Gift Card, NTUC FairPrice, Sheng Siong, or CapitaLand Mall vouchers. All entrants are automatically enrolled in the annual grand draw for up to S$50.

Yes. Trust Bank Singapore Limited (Co. Reg. No. 202039712G) is a digital bank backed by Standard Chartered and FairPrice Group, regulated by the Monetary Authority of Singapore under a Digital Full Bank licence — the first of its kind in Singapore when it launched in September 2022. By February 2025, Trust had crossed 1 million customers, making it Singapore's 4th-largest retail bank by customer count. Singapore dollar deposits in Trust savings accounts are insured under the SDIC Deposit Insurance Scheme up to S$100,000 per depositor.

Deposit Insurance Scheme: Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

At a glance

Trust Bank referral code — October 2026 promotions at a glance

Share or save this infographic to explain the referral gift tiers and how to claim.

Trust Bank referral code 2GG9T8K3 October 2026 infographic — sure-win cashback S$180 to S$8000 or 100000 Max Miles with Freedom card Miles mode spend tiers S$1000 S$5000 S$15000 — savings account S$8 to S$1888 — 5 steps to claim — Trust Bank referral code 2GG9T8K3 October 2026 — sure-win cashback S$50–S$8,000 (credit card, no min. spend) or up to 100,000 Max Miles with Freedom card Miles mode (valid until 31 Oct 2026). Savings account: S$8–S$1,888.

Sure-win cashback
or 100,000 Max Miles.
Until 31 Oct 2026.

Download Trust Bank, enter code 2GG9T8K3 at "Get Started", and apply for a Trust credit card. Choose cashback (sure-win S$50–S$8,000, no minimum spend) or Miles mode on the Freedom card for up to 100,000 Max Miles worth S$1,800. Your scratch cards appear in Rewards → Quests within 24 hours.

2GG9T8K3

Download Trust Bank App

Referral code: 2GG9T8K3 · Enter at "Get Started" screen · T&Cs apply · While stocks last

Sure-win cashbackS$50 to S$8,000or 100K Max Miles.

How to get your sure-win gift

Choose your Trust credit card

Sure-win cashback —S$50 to S$8,000

Earn up to100,000 Max Miles

Win up to S$50just for signing up

📬 How to enter

Campaign T&Cs

Common questions

Trust Bank referral code — October 2026 promotions at a glance

Sure-win cashbackor 100,000 Max Miles.Until 31 Oct 2026.

Sure-win cashback
S$50 to S$8,000
or 100K Max Miles.

Sure-win cashback —
S$50 to S$8,000

Earn up to
100,000 Max Miles

Win up to S$50
just for signing up

Sure-win cashback
or 100,000 Max Miles.
Until 31 Oct 2026.